9 Christopher Dr, Lincoln, RI 02865 Property Records

Cumberland Town property record for 9 Christopher Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	3 bd · 5 ba · 3,902 sqft · built 1990
Lot Size	1.07 acres (46,740 sqft)
Owner	2 Individual Names on File
Last Sale	$1,035,000 (Jun 2018)
Tax Bill	$16,991 (2025)
Deeds & Mortgages	Apr 2020 Refinance Jun 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-00535-07`

Property Details

APN / Parcel Number

Primary APN	`14-00535-07`
Alternative APN	`LINC M:42 L:112.0 U`

Interior

Bedrooms	3 Beds
Full Baths	5 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,902 sqft Living Area
Gross Area	11,255 sqft
1st Floor Area	3,030 sqft
Basement Area	2,790 sqft
Unfinished Basement	2,790 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Contemporary
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	46,740 sqft (1.07 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	14-00535-07
Street Address	9 CHRISTOPHER DR
City	LINCOLN
State	RI
Zip	02865-4946
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	112.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2018
Census Tract	11600

Owner

9 Christopher Dr is owned and occupied by two individuals who bought it in June 2018.

Source: Cumberland Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9 CHRISTOPHER DR, LINCOLN, RI 02865-4946
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance SALEM FIVE MORTGAGE CORP
Jun 27, 2018	Trustee's Deed, Transfer BANK OF AMERICA
Jun 26, 2017	Deed of Trust, Mortgage WASHINGTON TR CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2018 · Amount on File
Deed Sale	Jun 27, 2018 · Amount on File
Deed Book / Page	2123 / 275
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	9 CHRISTOPHER DR, LINCOLN, RI 02865-4946
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2238-214
Date	Apr 29, 2020
Book Page	2238/214
Instrument	1512

Lender

Name	SALEM FIVE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

June 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 27, 2018
Property Address	9 CHRISTOPHER DR, LINCOLN, RI 02865-4946
Document Number	2123-275
Book / Page	002123 / 000275
Instrument Date	Jun 27, 2018
Transaction Type	Transfer
Record Updated	Jul 30, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,035.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2123-277
Date	Jun 27, 2018
Book Page	002123/000277

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2048

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	9 CHRISTOPHER DR, LINCOLN, RI 02865-4946
Document Number	2062-304
Book / Page	002062 / 000304
Instrument Date	Jun 26, 2017
Transaction Type	Mortgage
Record Updated	Jul 25, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	9 CHRISTOPHER DR LINCOLN RI 028654946, LINCOLN, RI 02865-4946

Mortgage

Document Number	2062-304
Date	Jun 27, 2017
Book Page	002062/000304

Lender

Name	WASHINGTON TR CO

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 26, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 9 Christopher Dr was $16,991.

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$16,991.00	$1,256,700 Land $317,000 Building $939,700	$1,089,538
2023	$18,525.00	$1,123,400 Land $301,700 Building $821,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9 Christopher Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Christopher Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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