4 Christopher Dr, Lincoln, RI 02865 Property Records

Cumberland Town property record for 4 Christopher Dr, Lincoln, RI 02865

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 4,694 sqft · built 2000
Lot Size	4.2 acres (182,952 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,475,000 (Nov 2025)
Tax Bill	$19,819 (2025)
Deeds & Mortgages	Nov 2025 Sale Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1-10279-68`

Property Details

APN / Parcel Number

Primary APN	`1-10279-68`
Alternative APN	`LINC M:42 L:116.0 U`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,694 sqft Living Area
Gross Area	10,693 sqft
1st Floor Area	3,521 sqft
Basement Area	3,186 sqft
Unfinished Basement	3,186 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	182,952 sqft (4.2 acres)
Pool Type	In-Ground Pool
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1-10279-68
Street Address	4 CHRISTOPHER DR
City	LINCOLN
State	RI
Zip	02865-4945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA40
Legal Lot Number	116.0
Jurisdiction	LINCOLN RI
Township / Civil Division	LINCOLN
Census Block Group	2
Census Block	2020
Census Tract	11600

Owner

Source: Cumberland Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2025	Warranty Deed, Transfer
Aug 11, 2020	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 21, 2021	Deed, Transfer
Jun 16, 2017	Trustee's Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 12, 2025 · Amount on Record
Deed Sale	Nov 12, 2025 · Amount on Record
Prior Sale	Jan 21, 2021 · Amount on Record
Deed Book / Page	2575 / 93
Record Updated	Oct 29, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN RI
Recording Date	Nov 12, 2025
Property Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945
Document Number	0002575-93
Book / Page	2575 / 93
Instrument Date	Nov 11, 2025
Instrument	2025009943
Transaction Type	Transfer
Record Updated	Dec 3, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN RI
Property Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002262-174
Date	Aug 11, 2020
Book Page	2262/174
Instrument	3021

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.13%
Type Change Date	Aug 1, 2030
Index	LIBOR

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LINCOLN RI
Recording Date	Jan 21, 2021
Property Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945
Document Number	2305-42
Book / Page	2305 / 42
Instrument Date	Jan 15, 2021
Instrument	330
Transaction Type	Transfer
Record Updated	Jun 4, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945

June 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	LINCOLN RI
Recording Date	Jun 16, 2017
Property Address	4 CHRISTOPHER DR, LINCOLN, RI 02865-4945
Document Number	2060-298
Book / Page	002060 / 000298
Instrument Date	Jun 9, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 CHRISTOPHER DR LINCOLN RI 028654945, LINCOLN, RI 02865-4945

Tax Assessment & Valuation

Source: Cumberland Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Cumberland Town
Unified School District	Cumberland School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,819.00 (+10.8%)	$1,465,900 (+35.14%) Land $328,000 Building $1,137,900	$1,470,832
2023	$17,887.00	$1,084,700 Land $312,700 Building $772,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (1979)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF CUMBERLAND serves 21,235 people · EPA ID RI1647530
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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