9 Charles Ave, Westerly, RI 02891 Property Records

Westerly Town property record for 9 Charles Ave, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,352 sqft · built 1966
Lot Size	0.364 acres (15,871 sqft)
Owner	Individual Name on File
Last Sale	$415,000 (Nov 2020)
Tax Bill	$3,923 (2025)
Deeds & Mortgages	Jul 2022 Mortgage Sep 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WEST M:98 B:46`

Property Details

APN / Parcel Number

Primary APN	`WEST M:98 B:46`
Alternative APNs	`M:098 B:46 L` `18094095`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,352 sqft Living Area
Gross Area	3,076 sqft

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	15,871 sqft (0.364 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	18094095
Street Address	9 CHARLES AVE
City	WESTERLY
State	RI
Zip	02891-2707
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	46
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2019
Census Tract	50802

Owner

Source: Westerly Town records · APN WEST M:98 B:46

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	9 CHARLES AVE, WESTERLY, RI 02891-2707
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 08, 2022	Deed of Trust, Mortgage · ARM ROCKET MORTGAGE
Sep 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Aug 31, 1992 · Amount on Record
Deed Document Number	20206009
Deed Book / Page	2020 / 26246
Record Updated	Sep 20, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	9 CHARLES AVE, WESTERLY, RI 02891-2707
Transaction Type	Mortgage
Record Updated	Jul 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022-12565
Date	Jul 08, 2022
Book Page	2022/12565
Instrument	2022-2959

Lender

Name	ROCKET MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Jul 01, 2029
Index	Other
Margin	3

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	9 CHARLES AVE, WESTERLY, RI 02891-2707
Transaction Type	Mortgage
Record Updated	Oct 07, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021-23812
Date	Sep 22, 2021
Book Page	2021/23812
Instrument	2021-5343

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Oct 01, 2036

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Nov 24, 2020
Property Address	9 CHARLES AVE, WESTERLY, RI 02891-2707
Document Number	2020-6246
Book / Page	002020 / 026246
Instrument Date	Nov 23, 2020
Instrument	6009
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$415.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	CHARES AVE WESTERLY RI 02891, WESTERLY, RI 02891

Mortgage

Document Number	2020-6250
Date	Nov 24, 2020
Book Page	002020/026250
Instrument	24856010

Lender

Name	GUARANTEED RATE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,923.00 (-0.73%)	$504,200 (+29.61%) Land $156,600 Building $347,600
2023	$3,952.00 (+0.59%)	$389,000 (-) Land $112,000 Building $277,000
2022	$3,929.00	$389,000 Land $112,000 Building $277,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C, updated December 26, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 440090508022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 24 individual NFIP policies nearby
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	24 in force
Nearby Flood Claims	10 (1991–2024)
Most Recent Claim	Jan 2024, tidal / storm surge
Claims By Storm	Hurricane Sandy, Oct 2012 · 2 claims Severe Storms And Flooding, Mar 2010 · 5 claims Hurricane Bob, Aug 1991 · 2 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 62% of Rhode Island
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 87 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cox Communications	Cable	2,000 / 35
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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