Westerly Town property record for 11 Charles Ave, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,260 sqft · built 1964 |
| Lot Size | 0.494 acres (21,534 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Mar 2019) |
| Tax Bill | $3,377 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Mar 2019 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:98 B:45 |
| Primary APN | WEST M:98 B:45 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,260 sqft Living Area |
| Gross Area | 3,034 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,534 sqft (0.494 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 13176850 |
|---|---|
| Street Address | 11 CHARLES AVE |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2707 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 45 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 50802 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 11 CHARLES AVE, WESTERLY, RI 02891-2707 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2020 | Quit Claim Deed, Transfer WESTERLY CMNTY CU |
| Mar 20, 2019 | Warranty Deed, Transfer · Stand-Alone First Mortgage EASTERN BANK |
| Apr 12, 2018 | Warranty Deed, Transfer · Conventional Mortgage WASHINGTON TR CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2019 · Amount on Record |
| Deed Sale | Mar 20, 2019 · Amount on Record |
| Prior Sale | Apr 12, 2018 · Amount on Record |
| Deed Book / Page | 2019 / 4296 |
| Last Transfer Date | Jul 22, 2020 |
| Transfer Doc | 2020-14469 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 27, 2020 |
| Property Address | 11 CHARLES AVE, WESTERLY, RI 02891-2707 |
| Document Number | 2020-4469 |
| Book / Page | 002020 / 014469 |
| Instrument Date | Jul 22, 2020 |
| Instrument | 3360 |
| Transaction Type | Transfer |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CHARLES AVE WESTERLY RI 028912707, WESTERLY, RI 02891-2707 |
| Document Number | 2020-4471 |
|---|---|
| Date | Jul 27, 2020 |
| Book Page | 002020/014471 |
| Instrument | 3361 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 26, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Mar 20, 2019 |
| Property Address | 11 CHARLES AVE, WESTERLY, RI 02891-2707 |
| Document Number | 2019-4296 |
| Book / Page | 2019 / 4296 |
| Instrument Date | Mar 20, 2019 |
| Instrument | 2019-1095 |
| Transaction Type | Transfer |
| Record Updated | Jun 4, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 11 CHARLES AVE, WESTERLY, RI 02891-2707 |
| Document Number | 20191096 |
|---|---|
| Date | Mar 20, 2019 |
| Instrument | 2019-1096 |
| Name | EASTERN BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Apr 12, 2018 |
| Property Address | 11 CHARLES AVE, WESTERLY, RI 02891-2707 |
| Document Number | 2018-5497 |
| Book / Page | 002018 / 005497 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 1403 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2018 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $290.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1900 S KANNER HWY #4-203 STUART FL 349947211, 4-203, STUART, FL 34994-7211 |
| Document Number | 2018-5499 |
|---|---|
| Date | Apr 12, 2018 |
| Book Page | 002018/005499 |
| Instrument | 1404 |
| Name | WASHINGTON TR CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 11, 2048 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,377.00 (-2.2%) | $434,100 (+27.71%) Land $158,100 Building $276,000 | $528,842 |
| 2023 | $3,453.00 (+0.58%) | $339,900 (-) Land $113,500 Building $226,400 | |
| 2022 | $3,433.00 | $339,900 Land $113,500 Building $226,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 24 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 24 in force |
| Nearby Flood Claims | 10 (1991–2024) |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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