9 Cessna Ln, Panacea, FL 32346 Property Records

Wakulla County property record for 9 Cessna Ln, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,356 sqft · built 2005
Lot Size	0.544 acres (23,706 sqft)
Owner	Individual Name on Record
Last Sale	$403,000 (Jan 2021)
Tax Bill	$490 (2025)
Deeds & Mortgages	Aug 2023 Second Mortgage Jan 2021 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`01-6S-02W-147-03576-C21`

Property Details

APN / Parcel Number

Primary APN	`01-6S-02W-147-03576-C21`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,356 sqft Heated Area
Gross Area	5,402 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Exterior Material	Fiber Cement Siding
Construction Type	Frame
Foundation Type	Pile
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	23,706 sqft (0.544 acres)
Garage Type	Carport
Carport	Carport
Carport Area	2,223 sqft
Driveway	Driveway
Driveway Area	3,227 sqft

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Pool Area	200 sqft
Porch	Finished/Screened Porch
Porch Area	657 sqft
Deck Area	88 sqft
Patio Area	78 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	9 CESSNA LN
City	PANACEA
State	FL
Zip	32346-2611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPINE BLK C LOT 21 OR 59 P 50 & OR 67 P 480-492 OR 604 P 209 OR 869 P 226 OR 1188 P 464
Legal Range	02W
Legal Township	06S
Legal Section	01
Legal Subdivision	TARPINE
Legal Block	C
Legal Lot Number	21
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2055
Census Tract	10102

Owner

Source: Wakulla County records, as of January 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	9 CESSNA LN, PANACEA, FL 32346-2611
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Jan 14, 2021	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2021 · Amount on Record
Deed Sale	Jan 14, 2021 · Amount on Record
Prior Sale	Jan 3, 2012
Deed Document Number	387091
Deed Book / Page	1188 / 464
Record Updated	Jun 8, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	9 CESSNA LN, PANACEA, FL 32346-2611
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CESSNA LN, PANACEA, FL 32346-2611

Mortgage

Document Number	0000420615
Date	Aug 22, 2023
Book Page	1325/826
Instrument	420615

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2043

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKULLA FL
Recording Date	Jan 14, 2021
Property Address	9 CESSNA LN, PANACEA, FL 32346-2611
Document Number	0000387091
Book / Page	1188 / 464
Map Reference	MB 2 PG 36
Instrument Date	Jan 11, 2021
Instrument	387091
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,821.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	35 TROON DR, GRAFORD, TX 76449-5263

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 PARKRIDGE RD, PURVIS, MS 39475-5837
Investor	Possibly a Property Investor

Mortgage

Document Number	0001188465
Date	Jan 14, 2021
Instrument	1188/465

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

Source: Wakulla County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$490.00 (+8.41%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$401,542 (+9.44%)	$433,638 (+12.29%) Land $25,000 Building $408,638
2024	$452.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$366,910 (+3%)	$386,175 (+2.25%) Land $16,500 Building $369,675
2023	$452.00 (+26.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$356,223 (+3.97%)	$377,689 (+10.23%) Land $15,000 Building $362,689
2022	$356.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption	$342,637 Land $15,000 Building $327,637	$342,637 Land $15,000 Building $327,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	17.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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