46 Cessna Ln, Panacea, FL 32346 Property Records

Wakulla County property record for 46 Cessna Ln, Panacea, FL 32346

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,600 sqft · built 1992
Lot Size	1.74 acres (75,961 sqft)
Owner	2 Individual Names on File
Last Sale	$142,000 (Aug 2013)
Tax Bill	$1,810 (2025)
Deeds & Mortgages	Sep 2023 Mortgage May 2024 Transfer + 1 more
Flood Zone	Zone VE (high risk)
APN	`01-6S-02W-147-03576-C14`

Property Details

APN / Parcel Number

Primary APN	`01-6S-02W-147-03576-C14`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,600 sqft Living Area
Gross Area	4,020 sqft
1st Floor Area	1,600 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	75,961 sqft (1.74 acres)
Garage Type	Carport
Garage Area	1,728 sqft
Carport	Carport
Carport Area	1,728 sqft
Driveway	Driveway

Exterior Amenities

Porch	Finished/Open Porch
Porch Area	128 sqft
Deck Area	384 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	46 CESSNA LN
City	PANACEA
State	FL
Zip	32346-2612
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TARPINE BLK C LOT 14 OR 59 P 50 OR 67 P 480-492 OR 180 P 715 OR 313 P 537 OR 481 P 650 OR 820 P 864 OR 919 P 632 OR 1323 P 466 OR 1362 P 156
Legal Range	02W
Legal Township	06S
Legal Section	01
Legal Subdivision	TAR PINE
Legal Block	C
Legal Lot Number	14
Jurisdiction	WAKULLA FL
Township / Civil Division	WEST WAKULLA
Census Block Group	2
Census Block	2055
Census Tract	10102

Owner

46 Cessna Ln is owned and occupied by two individuals who acquired it in August 2023.

Source: Wakulla County records, as of January 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	46 CESSNA LN, PANACEA, FL 32346-2612
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 19, 2023	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
May 29, 2024	Intrafamily Transfer, Transfer
Aug 1, 2023	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 23, 2013 · Amount on File
Deed Sale	Aug 23, 2013 · Amount on File
Prior Sale	Apr 2, 2003 · Amount on File
Deed Document Number	2013316956
Deed Book / Page	919 / 632
Last Transfer Date	Aug 1, 2023
Transfer Doc	0000419968
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAKULLA FL
Property Address	46 CESSNA LN, PANACEA, FL 32346-2612
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CESSNA LN, PANACEA, FL 32346-2612

Mortgage

Document Number	0000421643
Date	Sep 19, 2023
Book Page	1329/432
Instrument	421643

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKULLA FL
Recording Date	May 29, 2024
Property Address	46 CESSNA LN, PANACEA, FL 32346-2612
Document Number	2024430033
Book / Page	1362 / 156
Map Reference	MB Z PG 36
Instrument Date	May 28, 2024
Instrument	2024430033
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	46 CESSANT LN, PANACEA, FL 32346

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 CESSNA LN, PANACEA, FL 32346-2612

August 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WAKULLA FL
Recording Date	Aug 1, 2023
Property Address	46 CESSNA LN, PANACEA, FL 32346-2612
Document Number	0000419968
Book / Page	1323 / 466
Map Reference	MB 2 PG 36
Instrument Date	Aug 1, 2023
Instrument	419968
Transaction Type	Transfer
Record Updated	Jan 23, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	724 IVANHOE RD, TALLAHASSEE, FL 32312-3033

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	46 LENA DR, PANACEA, FL 32346-2617

Tax Assessment & Valuation

The 2025 property tax bill for 46 Cessna Ln was $1,810 with a homeowner's exemption, up 2.6% from the year before.

Source: Wakulla County assessment roll, as of January 5, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Wakulla County
Unified School District	Wakulla County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,810.00 (+2.61%) Homeowner's exemption	$140,175 (+1.05%)	$235,587 (+20.38%) Land $18,750 Building $216,837
2024	$1,764.00 (+2.74%) Homeowner's exemption	$138,715 (+3%)	$195,702 (-0.83%) Land $12,375 Building $183,327
2023	$1,717.00 (+6.78%) Homeowner's exemption	$134,675 (+2.91%)	$197,344 (+11.1%) Land $11,250 Building $186,094
2022	$1,608.00 Homeowner's exemption	$130,864	$177,624 Land $11,250 Building $166,374

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 46 Cessna Ln in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	18.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 73 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	101 units insured incl. 28 condo units
Nearby Flood Claims	15 (2005–2018)
Most Recent Claim	Oct 2018 · Hurricane Michael
Claims by Event	Hurricane Michael, Oct 2018 · 11 claims Hurricane Hermine, Sep 2016 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 46 Cessna Ln is high, ranking above 82% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 72% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 69 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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