Franklin County and Erving Town property record for 9 Central St, Erving, MA 01344
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,284 sqft · built 1925 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $325,000 (Dec 2024) |
| Tax Bill | $2,103 (2025) |
| Deeds & Mortgages | Mar 2021 Line of Credit Dec 2024 Sale & Mortgage + 1 more |
| APN | ERVI M:004 B:007 L:024 |
| Primary APN | ERVI M:004 B:007 L:024 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,358 sqft |
| Basement Area | 672 sqft |
| Unfinished Basement | 672 sqft |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1925 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Type | Detached |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 9 CENTRAL ST |
|---|---|
| City | ERVING |
| State | MA |
| Zip | 01344-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CV |
| Legal Block | 7 |
| Legal Lot Number | 24 |
| Jurisdiction | ERVING MA |
| Township / Civil Division | ERVING |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 40400 |
Source: Franklin County and Erving Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 9 CENTRAL ST, ERVING, MA 01344-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Line of Credit UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
| Dec 18, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage GREENFIELD COOPERATIVE BANK |
| Jan 27, 2020 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2024 · Amount on Record |
| Deed Sale | Dec 18, 2024 · Amount on Record |
| Prior Sale | Jan 27, 2020 · Amount on Record |
| Deed Book / Page | 8416 / 188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ERVING MA |
| Property Address | 9 CENTRAL ST, ERVING, MA 01344-4428 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|
| Document Number | 007731-232 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 7731/232 |
| Instrument | 3594 |
| Name | UMASS/FIVE COLLEGE FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Apr 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Dec 18, 2024 |
| Property Address | 9 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 008416-188 |
| Book / Page | 8416 / 188 |
| Instrument Date | Dec 18, 2024 |
| Instrument | 11634 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 9 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 0000011635 |
|---|---|
| Date | Dec 18, 2024 |
| Instrument | 11635 |
| Name | GREENFIELD COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.25% |
| Type Change Date | Jan 1, 2035 |
| Max Rate At Change | 3% |
| Index | 1-Year CMT |
| Margin | 3 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Jan 27, 2020 |
| Property Address | 9 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 7489-28 |
| Book / Page | 7489 / 28 |
| Instrument Date | Jan 24, 2020 |
| Instrument | 781 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8D MOORE ST, ERVING, MA 01344-4433 |
| Document Number | 782 |
|---|---|
| Date | Jan 27, 2020 |
| Instrument | 782 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Franklin County and Erving Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Erving Town |
| Elementary School District | Erving School District (PK - 06) |
| Secondary School District | Gill-Montague School District in Erving (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,103.00 (+8.18%) | $225,900 (+7.11%) Land $78,400 Building $147,500 | $316,205 (+5.5%) |
| 2024 | $1,944.00 (+20.6%) | $210,900 (+4.67%) Land $78,400 Building $132,500 | $299,725 |
| 2023 | $1,612.00 | $201,500 Land $78,400 Building $123,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERVING WATER DEPT serves 561 people · EPA ID MA1091000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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