Franklin County and Erving Town property record for 3 Central St, Erving, MA 01344
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,080 sqft · built 2019 |
| Lot Size | 0.184 acres (8,024 sqft) |
| Owner | Individual Name on File |
| Last Sale | $335,000 (Feb 2024) |
| Tax Bill | $3,039 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Dec 2021 Sale |
| APN | ERVI M:004 B:007 L:028 |
| Primary APN | ERVI M:004 B:007 L:028 |
|---|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Building Area | 1,080 sqft Living Area |
| Gross Area | 2,080 sqft |
| Basement Area | 760 sqft |
| Unfinished Basement | 760 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Split Foyer |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 8,024 sqft (0.184 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Heating Fuel | Electric |
|---|
| Street Address | 3 CENTRAL ST |
|---|---|
| City | ERVING |
| State | MA |
| Zip | 01344-4428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CV |
| Legal Block | 7 |
| Legal Lot Number | 28 |
| Jurisdiction | ERVING MA |
| Township / Civil Division | ERVING |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 40400 |
3 Central St is owned and occupied by an individual who bought it in February 2024.
Source: Franklin County and Erving Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3 CENTRAL ST, ERVING, MA 01344-4428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Individual(s) |
| Date | Document |
|---|---|
| Feb 23, 2024 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage CMG MORTGAGE INC |
| Dec 3, 2021 | Quit Claim Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 23, 2024 · Amount on File |
| Deed Sale | Feb 23, 2024 · Amount on File |
| Prior Sale | Dec 3, 2021 · Amount on File |
| Deed Document Number | 20241476 |
| Deed Book / Page | 8283 / 96 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Feb 23, 2024 |
| Property Address | 3 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 0008283-96 |
| Book / Page | 8283 / 96 |
| Instrument Date | Feb 23, 2024 |
| Instrument | 1476 |
| Transaction Type | Transfer |
| Record Updated | Mar 8, 2024 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 0000001477 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 1477 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Number | 008284-220 |
|---|---|
| Date | Feb 27, 2024 |
| Book Page | 8284/220 |
| Instrument | 1575 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ERVING MA |
| Recording Date | Dec 3, 2021 |
| Property Address | 3 CENTRAL ST, ERVING, MA 01344-4428 |
| Document Number | 0007907-29 |
| Book / Page | 7907 / 29 |
| Instrument Date | Dec 2, 2021 |
| Instrument | 15806 |
| Transaction Type | Transfer |
| Record Updated | Dec 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3 CENTRAL ST, ERVING, MA 01344-4428 |
The 2025 property tax bill for 3 Central St was $3,039, up 16.7% from the year before.
Source: Franklin County and Erving Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Franklin County |
| County Subdivision | Erving Town |
| Elementary School District | Erving School District (PK - 06) |
| Secondary School District | Gill-Montague School District in Erving (7-12) (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,039.00 (+16.71%) | $326,400 (+15.58%) Land $66,000 Building $260,400 | $338,278 (+8.33%) |
| 2024 | $2,604.00 (+18.8%) | $282,400 (+3.07%) Land $66,000 Building $216,400 | $312,265 |
| 2023 | $2,192.00 | $274,000 Land $66,000 Building $208,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 3 Central St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ERVING WATER DEPT serves 561 people · EPA ID MA1091000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
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