9 Cedarfield Ter, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 9 Cedarfield Ter, Saint James, NY 11780

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,677 sqft · built 1987
Lot Size	1.26 acres (54,886 sqft)
Owner	Individual Name on File
Last Sale	$850,000 (Feb 2004)
Tax Bill	$25,278 (2024)
Deeds & Mortgages	Nov 2016 Loan Modification Nov 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`473489 40.-1-7.26`

Property Details

APN / Parcel Number

Primary APN	`473489 40.-1-7.26`
Alternative APNs	`0800-040.00-01.00-007.026` `348904000000010070260000` `47340010739` `J12240`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,677 sqft Living Area
Gross Area	4,881 sqft
1st Floor Area	2,837 sqft
2nd Floor Area	840 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Contemporary
Exterior Material	Wood
Lot Area	54,886 sqft
View / Lot	Suburban
Garage Type	Attached
Garage Area	1,204 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	800 sqft
Porch	Open Porch
Porch Area	1,200 sqft
Shed	1 Shed
Shed Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Oil
Sewer	Connected
Water Source	Commercial

Location & Zoning

Account Number	J12240
Street Address	9 CEDARFIELD TER
City	SAINT JAMES
State	NY
Zip	11780-1522
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1-50326.26 TC-49 BERRY HILL *7918 SEC 2 LOT 26
Legal Subdivision	BERRY HILL SEC 2
Legal Block	1
Legal Lot Number	7
Jurisdiction	SUFFOLK NY
Township / Civil Division	SMITHTOWN
Census Block Group	1
Census Block	1002
Census Tract	135005

Owner

9 Cedarfield Ter is owned and occupied by an individual who bought it in February 2004.

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner of Record	Individual Name on File
Mailing Address	9 CEDARFIELD TER, SAINT JAMES, NY 11780-1522
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2016	Loan Modification, Consolidation and Extension, Mortgage · Conventional Mortgage BANK OF AMERICA
Nov 21, 2016	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 13, 2004 · Amount on File
Deed Sale	Feb 13, 2004 · Amount on File
Prior Sale	Oct 18, 1996 · Amount on File
Deed Book / Page	12301 / 092
Record Updated	Sep 20, 2026

November 2016: Loan Modification, Consolidation and Extension, Mortgage

Document Type	Loan Modification, Consolidation and Extension
Jurisdiction	SUFFOLK NY
Property Address	9 CEDARFIELD TER, SAINT JAMES, NY 11780-1522
Document Number	0227790878
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 14, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CEDARFIELD TER ST JAMES NY 117801522, ST JAMES, NY 11780-1522

Mortgage

Document Number	0227790878
Date	Jan 19, 2017
Book Page	022779/000878

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Interest

Rate Type	Fixed Rate
Rate	3.25%

November 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUFFOLK NY
Property Address	9 CEDARFIELD TER, SAINT JAMES, NY 11780-1522
Document Number	0227790877
Instrument Date	Nov 21, 2016
Transaction Type	Mortgage
Record Updated	Jan 9, 2019
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CEDARFIELD TER ST JAMES NY 117801522, ST JAMES, NY 11780-1522

Mortgage

Document Number	0227790877
Date	Jan 19, 2017
Book Page	022779/000877

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 18, 2047

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

Type	Name
State	New York
County	Suffolk County
County Subdivision	Smithtown Town
Unified School District	Smithtown Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$9,309 Land $1,300 Building $8,009	$1,163,625 Land $162,500 Building $1,001,125
2024	$25,278.00
2023		$9,720 Land $1,300 Building $8,420	$11,172 Land $1,494 Building $9,678

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 9 Cedarfield Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (1979–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9 Cedarfield Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266
Water Source	Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State Inspection	Dec 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable · Fiber in parts of the area	940 / 35

May also be available: T-Mobile.

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