Suffolk County and Smithtown Town property record for 10 Cedarfield Ter, Saint James, NY 11780
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 4,140 sqft · built 1987 |
| Lot Size | 0.89 acres (38,768 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,400,000 (May 2026) |
| Tax Bill | $27,826 (2024) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Aug 2025 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 473489 40.-1-7.32 |
| Primary APN | 473489 40.-1-7.32 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,140 sqft Living Area |
| 1st Floor Area | 2,360 sqft |
| 2nd Floor Area | 1,780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 38,768 sqft (0.89 acres) |
| View / Lot | Suburban |
| Garage Type | Basement |
| Pool Area | 650 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 900 sqft |
| Shed | 1 Shed |
| Shed Area | 163 sqft |
| Gazebo | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Connected |
| Water Source | Commercial |
| Account Number | J12205 |
|---|---|
| Street Address | 10 CEDARFIELD TER |
| City | SAINT JAMES |
| State | NY |
| Zip | 11780-1521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1-50326.32 TC-49 BERRY HILL *7918 SEC 2 LOT 32 |
| Legal Subdivision | BERRY HILL |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | SUFFOLK NY |
| Township / Civil Division | SMITHTOWN |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 135005 |
10 Cedarfield Ter is owned by an individual who bought it in May 2026.
Source: Suffolk County and Smithtown Town records, as of August 11, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 PICKWICK CT, STONY BROOK, NY 11790-2639 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 11, 2026 | Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 27, 2025 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 11, 2026 · Amount on File |
| Deed Sale | May 11, 2026 · Amount on File |
| Prior Sale | Aug 27, 2025 · Amount on File |
| Deed Book / Page | 13335 / 962 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | May 11, 2026 |
| Property Address | 10 CEDARFIELD TER, SAINT JAMES, NY 11780-1521 |
| Document Number | 0133350962 |
| Book / Page | 13335 / 962 |
| Instrument Date | Jan 23, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 PICKWICK CT, STONY BROOK, NY 11790-2639 |
| Date | May 11, 2026 |
|---|
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUFFOLK NY |
| Recording Date | Aug 27, 2025 |
| Property Address | 10 CEDARFIELD TER, SAINT JAMES, NY 11780-1521 |
| Document Number | 0133060841 |
| Book / Page | 13306 / 841 |
| Instrument Date | Jul 15, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 8, 2025 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 CAPEL DR, DIX HILLS, NY 11746-5803 |
Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Suffolk County |
| County Subdivision | Smithtown Town |
| Unified School District | Smithtown Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,576 (-) Land $900 Building $9,676 | $1,322,000 (+7.5%) Land $112,500 Building $1,209,500 | |
| 2024 | $27,826.00 | $10,576 (-) Land $900 Building $9,676 | $1,229,767 (+10,016.54%) Land $104,651 Building $1,125,116 |
| 2023 | $10,576 Land $900 Building $9,676 | $12,156 Land $1,034 Building $11,122 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 10 Cedarfield Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1979–2021) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10 Cedarfield Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST JAMES WATER DISTRICT serves 10,587 people · EPA ID NY5103266 |
|---|---|
| Water Source | Purchased groundwater from SUFFOLK COUNTY WATER AUTHORITY |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
May also be available: T-Mobile.
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