9 Cardinal Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 9 Cardinal Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,132 sqft · built 1979
Lot Size	0.42 acres (18,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Jul 2026)
Tax Bill	$8,838 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`M:603-Z B:21`

Property Details

APN / Parcel Number

Primary APN	`M:603-Z B:21`
Alternative APN	`CNCD M:603Z B:21`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,132 sqft Living Area
Gross Area	2,408 sqft
1st Floor Area	1,132 sqft
Basement Area	768 sqft
Unfinished Basement	195 sqft

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Raised Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	18,295 sqft (0.42 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	9 CARDINAL RD
City	CONCORD
State	NH
Zip	03301-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	CARDINAL RIDGE
Legal Block	21
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	1
Census Block	1003
Census Tract	44300

Owner

Source: Merrimack County and Concord City records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	185 BROWN HILL RD, EAST HAMPSTEAD, NH 03826-2437
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Jul 27, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage HMA MORTGAGE
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit GRANITE STATE CU
Mar 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jul 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage GRANITE ST CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2026 · Amount on Record
Deed Sale	Jul 27, 2026 · Amount on Record
Prior Sale	May 10, 2016 · Amount on Record
Deed Document Number	202612159
Deed Book / Page	3937 / 2922
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Jul 27, 2026
Property Address	9 CARDINAL RD, CONCORD, NH 03301-7813
Document Number	0000012159
Book / Page	3937 / 2922
Instrument Date	Jul 20, 2026
Instrument	202612159
Transaction Type	Transfer
Record Updated	Aug 19, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	185 BROWN HILL RD, EAST HAMPSTEAD, NH 03826-2437

Mortgage

Date	Jul 27, 2026

Lender

Name	HMA MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate	6.52%
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	9 CARDINAL RD, CONCORD, NH 03301-7813
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014005
Date	Jul 19, 2022
Book Page	3799/1368
Instrument	202200014005

Lender

Name	GRANITE STATE CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	9 CARDINAL RD, CONCORD, NH 03301-7813
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100007024
Date	Mar 17, 2021
Book Page	3728/2865
Instrument	202100007024

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Apr 1, 2046

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	9 CARDINAL RD, CONCORD, NH 03301-7813
Document Number	0036390347
Instrument Date	Jul 17, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CARDINAL RD CONCORD NH 033017813, CONCORD, NH 03301-7813

Mortgage

Document Number	0036390347
Date	Jul 22, 2019
Book Page	003639/000347
Instrument	12489

Lender

Name	GRANITE ST CU
Type	Credit Union
Address	MANCHESTER, NH 03101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 21, 2039

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,838.00 (+8.38%)	$303,600 (-) Land $116,700 Building $186,900
2023	$8,155.00 (+4.71%)	$303,600 (+0.93%) Land $116,700 Building $186,900	$391,590
2022	$7,788.00	$300,800 Land $116,700 Building $184,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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