7 Cardinal Rd, Concord, NH 03301 Property Records

Merrimack County and Concord City property record for 7 Cardinal Rd, Concord, NH 03301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 1,144 sqft · built 1978
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$301,000 (Nov 2020)
Tax Bill	$8,849 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Nov 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`M:603-Z B:20`

Property Details

APN / Parcel Number

Primary APN	`M:603-Z B:20`
Alternative APN	`CNCD M:603Z B:20`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,144 sqft Living Area
Gross Area	2,744 sqft
1st Floor Area	1,144 sqft
Basement Area	1,100 sqft
Unfinished Basement	528 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,553 sqft (0.38 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	7 CARDINAL RD
City	CONCORD
State	NH
Zip	03301-7813
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Subdivision	CARDINAL RIDGE
Legal Block	20
Jurisdiction	CONCORD CITY NH
Township / Civil Division	CONCORD
Census Block Group	2
Census Block	2001
Census Tract	32900

Owner

Source: Merrimack County and Concord City records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	777 MIDDLE RD, 17, PORTSMOUTH, NH 03801-4857
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 23, 2020	Deed of Trust, Mortgage · Conventional with PMI CAMBRIDGE TR
Nov 24, 2020	Warranty Deed, Transfer · Conventional Mortgage CAMBRIDGE TR
Apr 30, 2018	Warranty Deed, Transfer ST MARYS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 24, 2020 · Amount on Record
Deed Sale	Nov 24, 2020 · Amount on Record
Prior Sale	Apr 30, 2018 · Amount on Record
Deed Document Number	202027024
Deed Book / Page	3709 / 2084
Record Updated	Jun 8, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONCORD CITY NH
Property Address	7 CARDINAL RD, CONCORD, NH 03301-7813
Document Number	0037092086
Instrument Date	Nov 23, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 CARDINAL RD CONCORD NH 033017813, CONCORD, NH 03301-7813

Mortgage

Document Number	0037092086
Date	Nov 24, 2020
Book Page	003709/002086
Instrument	27025

Lender

Name	CAMBRIDGE TR
Address	CAMBRIDGE, MA 02138

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Nov 24, 2020
Property Address	7 CARDINAL RD, CONCORD, NH 03301-7813
Document Number	0037092084
Book / Page	003709 / 002084
Instrument Date	Nov 23, 2020
Instrument	27024
Transaction Type	Transfer
Record Updated	Dec 9, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,515.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	777 MIDDLE RD #17 PORTSMOUTH NH 038014857, 17, PORTSMOUTH, NH 03801-4857

Mortgage

Document Number	37092086
Date	Nov 24, 2020
Book Page	003709/002086
Instrument	27025

Lender

Name	CAMBRIDGE TR
Address	CAMBRIDGE, MA 02138

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 23, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.87%

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CONCORD CITY NH
Recording Date	Apr 30, 2018
Property Address	7 CARDINAL RD, CONCORD, NH 03301-7813
Document Number	0035922375
Book / Page	003592 / 002375
Instrument Date	Apr 30, 2018
Instrument	6917
Transaction Type	Transfer
Record Updated	Jan 12, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,515.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	111 COBURN AVE #36 NASHUA NH 030632807, 36, NASHUA, NH 03063-2807

Mortgage

Document Number	35922377
Date	Apr 30, 2018
Book Page	003592/002377
Instrument	6918

Lender

Name	ST MARYS BK
Type	Bank
Address	MANCHESTER, NH 03103

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%

Tax Assessment & Valuation

Source: Merrimack County and Concord City assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Merrimack County
Municipality	Concord City
Unified School District	Concord School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,849.00 (+8.76%)	$304,000 (+0.36%) Land $115,800 Building $188,200
2023	$8,136.00 (+3.75%)	$302,900 (-) Land $115,800 Building $187,100	$401,470
2022	$7,842.00	$302,900 Land $115,800 Building $187,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	5 (1987–2011)
Most Recent Claim	Apr 2011 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Apr 2007 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 52% of New Hampshire
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CONCORD WATER DEPT serves 44,215 people · EPA ID NH0501010
Water Source	Surface water
Last State Inspection	Apr 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 302 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Breezeline Fiber · Cable in parts of the area	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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