9 Cambridge Pl, Berlin, MD 21811 Property Records

Worcester County property record for 9 Cambridge Pl, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,788 sqft · built 2004
Lot Size	0.186 acres (8,117 sqft)
Owner	2 Individual Names on Record
Last Sale	$428,000 (Apr 2023)
Tax Bill	$2,986 (2026)
Deeds & Mortgages	Aug 2023 Line of Credit Apr 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`03-156885`

Property Details

APN / Parcel Number

Primary APN	`03-156885`
Alternative APNs	`3156885` `156885`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,788 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	8,117 sqft (0.186 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Patio Area	244 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	156885
Street Address	9 CAMBRIDGE PL
City	BERLIN
State	MD
Zip	21811-3349
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3-R5
Legal Description	LOT 397 8117 SQ FT EASTON AVE PHASE 5 PARKE OCEAN PINES SEC 16
Legal Subdivision	PARKE AT OCEAN PINES
Legal Phase	5
Legal Lot Number	397
Jurisdiction	WORCESTER MD
Township / Civil Division	5, OCEAN PINES
Census Block Group	3
Census Block	3002
Census Tract	951101

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 CAMBRIDGE PL, BERLIN, MD 21811-3349
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
Apr 20, 2023	Deed, Transfer · Conventional Mortgage FULTON BANK NA
Mar 11, 2022	Intrafamily Transfer, Transfer
Jan 21, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 20, 2023 · Amount on Record
Deed Sale	Apr 20, 2023 · Amount on Record
Prior Sale	Jan 16, 2004 · Amount on Record
Deed Book / Page	8561 / 478
Prior Transfer Date	Feb 14, 2022
Prior Transfer Doc	0083310411
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	9 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349
Transaction Type	Mortgage
Record Updated	Aug 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAMBRIDGE PL, BERLIN, MD 21811-3349

Mortgage

Document Number	0086200204
Date	Aug 14, 2023
Book Page	8620/204

Lender

Name	FULTON BANK NA
Type	Bank
Address	YORK, PA 17402

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 20, 2023
Property Address	9 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349
Document Number	0085610478
Book / Page	8561 / 478
Map Reference	MB SVH 172 FO 1
Instrument Date	Apr 14, 2023
Transaction Type	Transfer
Record Updated	May 5, 2023
Title Company	OCEAN INVS TITLE CORPOR, OCEAN INVESTMENTS TITLE CORP

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,070.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAMBRIDGE PL, BERLIN, MD 21811-3349

Mortgage

Document Number	0085610485
Date	Apr 20, 2023
Instrument	8561-0485

Lender

Name	FULTON BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Mar 11, 2022
Property Address	9 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349
Document Number	0083310411
Book / Page	8331 / 411
Map Reference	LB 8293 FO 409
Instrument Date	Feb 14, 2022
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAMBRIDGE PL, BERLIN, MD 21811-3349

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WORCESTER MD
Recording Date	Jan 21, 2022
Property Address	9 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349
Document Number	0082930409
Book / Page	8293 / 409
Map Reference	MB SVH172 FO 1
Instrument Date	Jan 11, 2022
Transaction Type	Transfer
Record Updated	Feb 7, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 CAMBRIDGE PL, BERLIN, MD 21811-3349

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,986.00 (+0.91%) Homeowner's exemption	$373,467 (+6.97%)	$397,800 (-) Land $57,000 Building $340,800
2025	$2,959.00 (+3.61%) Homeowner's exemption	$349,133 (+16.98%)	$397,800 (+22.48%) Land $57,000 Building $340,800
2023	$2,856.00	$298,467	$324,800 Land $57,000 Building $267,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 206 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	281 units insured incl. 75 condo units
Nearby Flood Claims	4 (2011–2012)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 94% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCEAN PINES serves 11,890 people · EPA ID MD0230005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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