Worcester County property record for 10 Cambridge Pl, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 3,080 sqft · built 2005 |
| Lot Size | 0.27 acres (11,746 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $699,000 (Jun 2026) |
| Tax Bill | $3,767 (2026) |
| Deeds & Mortgages | Jun 2026 Sale Oct 2022 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-156982 |
| Primary APN | 03-156982 |
|---|---|
| Alternative APNs |
|
| Full Baths | 3 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 3,080 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 11,746 sqft (0.27 acres) |
| View / Lot | Waterfront |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 150 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 156982 |
|---|---|
| Street Address | 10 CAMBRIDGE PL |
| City | BERLIN |
| State | MD |
| Zip | 21811-3349 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3-R5 |
| Legal Description | LOT 406 11,746 SQ FT CAMBRIDGE PLACE PHASE 5 PARKE OCEAN PINES SEC 16 |
| Legal Subdivision | PARKE AT OCEAN PINES |
| Legal Phase | 5 |
| Legal Lot Number | 406 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 5, OCEAN PINES |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 951101 |
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3 FOXFIELD LN, READING, PA 19608-9173 |
| Owner Type | Individual |
| Vesting | Life Estate |
| Date | Document |
|---|---|
| Jun 23, 2026 | Special Warranty Deed, Transfer CAPITAL TITLE, CAPITOL TITLE |
| Oct 21, 2022 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 23, 2026 · Amount on Record |
| Deed Sale | Jun 23, 2026 · Amount on Record |
| Prior Sale | Mar 9, 2005 · Amount on Record |
| Deed Book / Page | 9172 / 194 |
| Prior Transfer Date | Oct 14, 2022 |
| Prior Transfer Doc | 0084800088 |
| Record Updated | Oct 29, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Jun 23, 2026 |
| Property Address | 10 CAMBRIDGE PL, BERLIN, MD 21811-3349 |
| Document Number | 9172000194 |
| Book / Page | 9172 / 194 |
| Instrument Date | Jun 15, 2026 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | CAPITAL TITLE, CAPITOL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $70,599.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3 FOXFIELD LN, READING, PA 19608-9173 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | WORCESTER MD |
| Recording Date | Oct 21, 2022 |
| Property Address | 10 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349 |
| Document Number | 0084800088 |
| Book / Page | 8480 / 88 |
| Map Reference | MB 172 FO 1 |
| Instrument Date | Oct 14, 2022 |
| Transaction Type | Transfer |
| Record Updated | Nov 10, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 10 CAMBRIDGE PL, OCEAN PINES, MD 21811-3349 |
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,767.00 (+1.32%) | $526,267 (+9.06%) | $570,000 (-) Land $88,000 Building $482,000 |
| 2025 | $3,718.00 (+3.71%) Homeowner's exemption | $482,533 (+16.35%) | $570,000 (+29.9%) Land $88,000 Building $482,000 |
| 2023 | $3,585.00 Homeowner's exemption | $414,733 | $438,800 Land $88,000 Building $350,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 206 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 281 units insured incl. 75 condo units |
| Nearby Flood Claims | 4 (2011–2012) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEAN PINES serves 11,890 people · EPA ID MD0230005 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 376 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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