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9 Border St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 9 Border St, Black Mountain, NC 28711 · Last verified October 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,092 sqft · built 1900
Lot Size0.2 acres (8,712 sqft)
Owner2 Individual Names on File
Last Sale$50,000 (Sep 2001)
Tax Bill$977 (2025)
Deeds & MortgagesNov 2025 Line of Credit
Apr 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN0629-45-1717-00000

Property Details

APN / Parcel Number

Primary APN0629-45-1717-00000
Alternative APN
  • 062910450741000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,092 sqft Living Area
1st Floor Area1,092 sqft
FlooringSoftwood

Exterior

Year BuiltBuilt 1900
Architectural StyleConventional
Exterior MaterialWood
Foundation TypePier/Post & Beam
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
PorchOpen Porch
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemHVAC

Location & Zoning

Old Parcel Number062910450741000
Street Address9 BORDER ST
CityBLACK MOUNTAIN
StateNC
Zip28711-8438
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDEED DATE: 09/26/2001 DEED: 2593-0542 SUBDIV: RIDGECREST BLOCK: 2 LOT: PTS 7 & 8 SECTION: PLAT: 0154-0038
Legal SubdivisionRIDGECREST
Legal Block2
Legal Lot Number7-8
JurisdictionBUNCOMBE NC
Township / Civil DivisionBLACK MOUNTAIN
Census Block Group3
Census Block3015
Census Tract3105

Owner

Source: Buncombe County records · APN 0629-45-1717-00000

Assessment roll updated January 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 25, 2025Deed of Trust, Mortgage · Line of Credit
FIRST BANK
Apr 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
LOCAL GOV'T EMPS FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 26, 2001 · Amount on Record
Deed SaleSep 26, 2001 · Amount on Record
Deed Document Number0002593542
Deed Book / Page2593 / 542
Record UpdatedJun 08, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address9 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Transaction TypeMortgage
Record UpdatedDec 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BORDER ST, BLACK MOUNTAIN, NC 28711-8438

Mortgage

Document Number0065451974
DateNov 25, 2025
Book Page6545/1974
Lender
NameFIRST BANK
TypeBank
AddressGREENSBORO, NC 27401
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address9 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Document Number0058900001
Instrument DateApr 22, 2020
Transaction TypeMortgage
Record UpdatedJun 22, 2020
Title CompanyACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BORDER ST BLACK MOUNTAIN NC 287118438, BLACK MOUNTAIN, NC 28711-8438

Mortgage

Document Number0058900001
DateApr 27, 2020
Book Page005890/000001
Lender
NameLOCAL GOV'T EMPS FCU
TypeCredit Union
AddressRALEIGH, NC 27611-5279
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 26, 2050
Interest
Rate TypeAdjustable Rate
Rate3.37%

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated January 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$977.00 (+8.08%)$149,600 (-)
2023$904.00$149,600$149,600 (-) Land $27,700 Building $121,900
2021$149,600 Land $27,700 Building $121,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210031053, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 16 individual NFIP policies nearby
Nearby Flood Policies16 in force
Nearby Flood Claims4 (2024)
Claims Outside the SFHA1 of 4
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 4 claims

Wildfire

Wildfire RiskLow
above 38% of the US · above 54% of North Carolina
Wildfire LikelihoodAbout 1 in 1,695 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 108 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Spectrum, T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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