14 Border St, Black Mountain, NC 28711 Property Records

Buncombe County property record for 14 Border St, Black Mountain, NC 28711

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 878 sqft · built 1940
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on File
Last Sale	$155,000 (Jan 2021)
Tax Bill	$1,049 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3008315-2020-20`

Property Details

APN / Parcel Number

Primary APN	`3008315-2020-20`
Alternative APNs	`0629-45-3752-00000` `062910452677000` `008196146`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	878 sqft Living Area
1st Floor Area	878 sqft

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1976
Architectural Style	Conventional
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	10,019 sqft (0.23 acres)
Porch	Open Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central

Location & Zoning

Account Number	3008315-2020-20
Street Address	14 BORDER ST
City	BLACK MOUNTAIN
State	NC
Zip	28711-8438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	SUBDIV: PAUL TURNER PROP LOT: 4B & POR OF 2B BLOCK: 03 PLAT: 0040-0100
Legal Subdivision	PAUL TURNER PROP
Legal Block	03
Legal Lot Number	4B
Jurisdiction	BUNCOMBE NC
Township / Civil Division	BLACK MOUNTAIN
Census Block Group	3
Census Block	3012
Census Tract	3105

Owner

14 Border St is owned and occupied by an individual who bought it in January 2021.

Source: Buncombe County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	14 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2019	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 1, 2021	Deed of Trust, Mortgage MOUNTAIN HOUSING OPPORTUNITIES LOAN FUND
Jan 29, 2021	Warranty Deed, Transfer · Conventional Mortgage PRIMELENDING

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 29, 2021 · Amount on File
Deed Sale	Jan 29, 2021 · Amount on File
Prior Sale	May 1, 2014 · Amount on File
Deed Book / Page	6013 / 1909
Record Updated	Oct 29, 2026

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058051881
Date	Aug 30, 2019
Book Page	5805/1881

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	14 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0060140509
Date	Feb 1, 2021
Book Page	6014/509

Lender

Name	MOUNTAIN HOUSING OPPORTUNITIES LOAN FUND
Type	Mortgage Company
Address	ASHEVILLE, NC 28801

Agreement

Amount	Amount on Record

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Jan 29, 2021
Property Address	14 BORDER ST, BLACK MOUNTAIN, NC 28711-8438
Document Number	0060131909
Book / Page	6013 / 1909
Map Reference	MB 40 PG 100
Instrument Date	Jan 20, 2021
Transaction Type	Transfer
Record Updated	Jan 28, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$310.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 491, SWANNANOA, NC 28778-0491

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	14 BORDER ST # 4B, 4B, BLACK MOUNTAIN, NC 28711-8438

Mortgage

Document Number	0060131912
Date	Jan 29, 2021
Instrument	6013/1912

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 14 Border St was $1,049.

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,049.00	$160,600 Land $28,200 Building $132,400	$160,600 Land $28,200 Building $132,400
2023	$971.00	$160,600	$160,600 Land $28,200 Building $132,400
2021			$160,600 Land $28,200 Building $132,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 14 Border St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	4 (2024)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 14 Border St is low, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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