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9 Bluff Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 9 Bluff Rd, Schenectady, NY 12306 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1985
Square Footage1,220 sqft Living Area
Lot Size12,197 sqft (0.28 acres)
OccupancyOwner Occupied
Last Sale$189,000 (2019)
Tax Bill$7,583.00 (2025)

Property Details

APN / Parcel Number

Primary APN422800 38.13-2-3
Alternative APN
  • 280003801300020030000000

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,220 sqft Living Area
1st Floor1,220 sqft 1st Floor
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1970
Effective Year BuiltEffective 1985
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Lot Area12,197 sqft (0.28 acres)
Depth X Width167 ft x 72 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area400 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
Heating FuelGas Heating Fuel
SewageSeptic Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address9 BLUFF RD
CitySCHENECTADY
StateNY
Zip12306-5207
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionR,G2,ROG 1.-29-19
Legal SubdivisionLANDS OF PETER BEDNARCZYK
Legal Block2
Legal Lot Number3.000
JurisdictionSCHENECTADY NY
Minor Civil DivisionROTTERDAM
Census Blockgroup3
Census Block3016
Census Tract32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 38.13-2-3

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9 BLUFF RD, SCHENECTADY, NY 12306-5207
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 01, 2019Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
SEFCU
Sep 11, 2018Grant Deed, Transfer
STEWART TITLE
Sep 14, 2017Deed of Trust, Mortgage · Line of Credit
KEYBANK USA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleFeb 01, 2019 · Amount on Record
Deed SaleFeb 01, 2019 · Amount on Record
Prior SaleSep 11, 2018 · Amount on Record
Deed Doc Number20194696
Deed Book / Page2004 / 765
Record RefreshedJun 08, 2026

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateFeb 01, 2019
Property Address9 BLUFF RD, SCHENECTADY, NY 12306-5207
Document Number0000004696
Book / Page002004 / 000765
Instrument DateJan 18, 2019
Instrument4696
Transaction TypeTransfer
Record UpdatedFeb 14, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$756.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address3158 CARMAN RD #20 SCHENECTADY NY 123034555, 20, SCHENECTADY, NY 12303-4555

Mortgage

Document Number4698
DateFeb 01, 2019
Book Page004892/000604
Instrument4698
Lender
NameSEFCU
TypeCredit Union
AddressALBANY, NY 12206
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueJan 31, 2049

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSCHENECTADY NY
Recording DateSep 11, 2018
Property Address9 BLUFF RD, SCHENECTADY, NY 12306-5207
Document Number0000040522
Book / Page001995 / 000482
Instrument DateJul 05, 2018
Instrument40522
Transaction TypeTransfer
Record UpdatedSep 26, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
Tax$480.00
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2378 W OLD STATE RD SCHENECTADY NY 123067500, SCHENECTADY, NY 12306-7500

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHENECTADY NY
Property Address9 BLUFF RD, SCHENECTADY, NY 12306-5207
Document Number0000044177
Book / Page004790 / 000713
Instrument DateSep 14, 2017
Transaction TypeMortgage
Record UpdatedOct 05, 2017
Title CompanyAMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address9 BLUFF RD SCHENECTADY NY 123065207, SCHENECTADY, NY 12306-5207

Mortgage

Document Number0000044177
DateSep 28, 2017
Book Page004790/000713
Instrument44177
Lender
NameKEYBANK USA
TypeBank
AddressBROOKLYN, OH 44144
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateNew York
CountySchenectady County
County SubdivisionRotterdam Town
Unified School DistrictSchalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$7,583.00$182,300 (-) Land $14,500 Building $167,800$280,500 (+16.92%) Land $22,311 Building $258,189
2023$182,300 Land $14,500 Building $167,800$239,900 Land $19,081 Building $220,819

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 5% of the US · above 7% of New York
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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