11 Bluff Rd, Schenectady, NY 12306 Property Records

Schenectady County and Rotterdam Town property record for 11 Bluff Rd, Schenectady, NY 12306 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1.5 Baths
Year Built	Built 2000
Square Footage	2,026 sqft Living Area
Lot Size	11,326 sqft (0.26 acres)
Occupancy	Owner Occupied
Last Sale	$195,000 (2023)
Tax Bill	$9,567.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`422800 38.13-2-4`
Alternative APN	`280003801300020040000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,026 sqft Living Area
1st Floor	1,012 sqft 1st Floor
2nd Floor	864 sqft 2nd Floor
Upper Floors	150 sqft Upper Floors
Stories	2 Stories

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2000
Architectural Style	Colonial Style
Exterior Material	Aluminum/Vinyl Exterior
Lot Area	11,326 sqft (0.26 acres)
Depth X Width	167 ft x 67 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Attached Garage
Garage Area	300 sqft Garage

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Heating Fuel	Oil Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Street Address	11 BLUFF RD
City	SCHENECTADY
State	NY
Zip	12306-5207
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	R,G2,ADD 1.-29-18
Legal Block	2
Legal Lot Number	4.000
Jurisdiction	SCHENECTADY NY
Minor Civil Division	ROTTERDAM
Census Blockgroup	3
Census Block	3016
Census Tract	32602

Owner

Source: Schenectady County and Rotterdam Town records · APN 422800 38.13-2-4

Assessment roll updated April 14, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	11 BLUFF RD, SCHENECTADY, NY 12306-5207
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 23, 2023 · Amount on Record
Deed Sale	Jun 23, 2023 · Amount on Record
Deed Doc Number	202336221
Deed Book / Page	2110 / 493
Record Refreshed	Sep 20, 2026

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHENECTADY NY
Recording Date	Jun 23, 2023
Property Address	11 BLUFF RD, SCHENECTADY, NY 12306-5207
Document Number	0000036221
Book / Page	2110 / 493
Map Reference	LB 933 PG 485
Instrument Date	May 30, 2023
Instrument	202336221
Transaction Type	Transfer
Record Updated	Apr 14, 2026
Title Company	PAC ABSTRACT & TTL SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$780.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 BLUFF RD, ROTTERDAM, NY 12306-5207

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	323 GLEN AEVENUE, SCOTIA, NY 12302-1709

Mortgage

Document Number	0000036222
Date	Jun 23, 2023
Instrument	202336222

Lender

Name	BROADVIEW FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Jul 01, 2033
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	9.75%
Index	Other
Max Rate	9.75%

Tax Assessment & Valuation

Source: Schenectady County and Rotterdam Town records · Assessment roll updated April 14, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	New York
County	Schenectady County
County Subdivision	Rotterdam Town
Unified School District	Schalmont Central School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,567.00	$230,000 (-) Land $16,000 Building $214,000	$353,800 (+16.92%) Land $24,612 Building $329,188
2023		$230,000 Land $16,000 Building $214,000	$302,600 Land $21,050 Building $281,550

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schenectady County (36093C), updated January 7, 2014 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 5% of the US · above 7% of New York
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.