9 Bertha Ln, Union, MO 63084 Property Records

Franklin County property record for 9 Bertha Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 828 sqft · built 1961
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on Record
Tax Bill	$1,319 (2025)
Deeds & Mortgages	Aug 2019 Mortgage Feb 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-001-023.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-001-023.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	828 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Patio Area	56 sqft

Location & Zoning

Street Address	9 BERTHA LN
City	UNION
State	MO
Zip	63084-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:25 IDA CLARKS ALT
Legal Range	01W
Legal Township	43
Legal Section	27
Legal Quarter	SW
Legal Subdivision	IDA CLARKS
Legal Block	1
Legal Lot Number	25
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2036
Census Tract	800604

Owner

Source: Franklin County records, as of November 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9 BERTHA LN, UNION, MO 63084-1001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2019	Warranty Deed, Subdivision Related Transfer · FHA Mortgage DAS ACQUISITION
Feb 27, 2019	Grant Deed, Construction Loan · Line of Credit UNITED BK/UNION
Feb 20, 2018	Loan Modification, Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 20, 2019
Deed Sale	Aug 20, 2019
Prior Sale	Feb 27, 2019
Deed Document Number	1910723
Record Updated	Jun 8, 2026

August 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Aug 20, 2019
Property Address	9 BERTHA LN, UNION, MO 63084-1001
Document Number	0000010723
Instrument Date	Aug 15, 2019
Instrument	10723
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 10, 2019
Title Company	FREEDOM TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BERTHA LN UNION MO 630841001, UNION, MO 63084-1001

Mortgage

Document Number	10724
Date	Aug 20, 2019
Instrument	10724

Lender

Name	DAS ACQUISITION
Address	SAINT LOUIS, MO 63141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 19, 2049

Mortgage

Document Number	10725,
Date	Aug 20, 2019
Instrument	10725

Lender

Name	HOUSING & CMNTY DEV DEPT
Type	Construction/Development Company
Address	920 MAIN ST # 1400, KANSAS CITY, MO 64105-2189

Agreement

Amount	Amount Recorded

February 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	FRANKLIN MO
Recording Date	Feb 27, 2019
Property Address	9 BERTHA LN, UNION, MO 63084-1001
Document Number	0000002279
Instrument Date	Feb 14, 2019
Instrument	2279
Transaction Type	Construction Loan
Record Updated	Mar 20, 2019
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1876 HORTON RD LESLIE MO 630561215, LESLIE, MO 63056-1215

Mortgage

Document Number	2280
Date	Feb 27, 2019
Instrument	2280

Lender

Name	UNITED BK/UNION
Type	Bank
Address	UNION, MO 63084

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 26, 2020

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FRANKLIN MO
Property Address	9 BERTHA LN, UNION, MO 63084-1001
Document Number	0000004343
Instrument Date	Feb 20, 2018
Transaction Type	Mortgage
Record Updated	Apr 10, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 BERTHA LN UNION MO 630841001, UNION, MO 63084-1001

Mortgage

Document Number	0000004343
Date	Apr 4, 2018
Instrument	4343

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Apr 3, 2043

Interest

Rate Type	Fixed Rate
Rate	4.75%

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,319.00 (+6.63%)	$22,135 (+7.59%)	$116,500 (+7.59%) Land $17,470 Building $99,030
2023	$1,237.00 (+10.45%)	$20,573	$108,280 Land $17,470 Building $90,810
2022	$1,120.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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