7 Bertha Ln, Union, MO 63084 Property Records

Franklin County property record for 7 Bertha Ln, Union, MO 63084

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,090 sqft · built 2012
Lot Size	0.3 acres (13,068 sqft)
Owner	2 Individual Names on Record
Last Sale	$250,734 (Mar 2026)
Tax Bill	$1,324 (2025)
Deeds & Mortgages	Mar 2026 Mortgage Jun 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`17-8-27.0-3-001-022.000`

Property Details

APN / Parcel Number

Primary APN	`17-8-27.0-3-001-022.000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,090 sqft Living Area

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Construction Type	Frame
Lot Area	13,068 sqft (0.3 acres)
Porch	Porch
Porch Area	60 sqft
Patio Area	520 sqft

Location & Zoning

Street Address	7 BERTHA LN
City	UNION
State	MO
Zip	63084-1001
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:26 IDA CLARKS ALT
Legal Range	1W
Legal Township	43N
Legal Section	27
Legal Subdivision	IDA CLARKS
Legal Lot Number	26
Jurisdiction	FRANKLIN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2036
Census Tract	800604

Owner

Source: Franklin County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7 BERTHA LN, UNION, MO 63084-1001
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Mar 3, 2026	Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING
Jun 30, 2021	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 3, 2026 · Amount on Record
Deed Sale	Mar 3, 2026 · Amount on Record
Prior Sale	Oct 21, 2005 · Amount on Record
Deed Document Number	20262602687
Prior Transfer Date	Apr 1, 2021
Prior Transfer Doc	0000012251
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN MO
Recording Date	Mar 3, 2026
Property Address	7 BERTHA LN, UNION, MO 63084-1001
Document Number	0002602687
Map Reference	PB F PG 3
Instrument Date	Nov 25, 2025
Instrument	2602687
Transaction Type	Transfer
Record Updated	Jun 30, 2026
Title Company	UST

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	127 KIEL DR, NEW HAVEN, MO 63068-3013

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	7 BERTHA LN, UNION, MO 63084-1001

Mortgage

Document Number	0002602688
Date	Mar 3, 2026
Instrument	2602688

Lender

Name	NEW AMERICAN FUNDING
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	357 Months
Due	Dec 1, 2055

Mortgage

Document Number	0002602689
Date	Mar 3, 2026
Instrument	2602689

Lender

Name	MISSOURI HOUSING DEVELOPMENT
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MO
Recording Date	Jun 30, 2021
Property Address	7 BERTHA LN, UNION, MO 63084-1001
Document Number	0002112251
Map Reference	PB F PG 3
Instrument Date	Apr 1, 2021
Instrument	2112251
Transaction Type	Transfer
Record Updated	Jun 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	555 KEEVEN LN, NEW HAVEN, MO 63068-2609
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Franklin County
Municipality	Union City
Unified School District	Union R-XI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,324.00 (-4.47%)	$22,209 (-3.67%)	$116,890 (-3.67%) Land $17,470 Building $99,420
2023	$1,386.00 (+11.59%)	$23,054	$121,340 Land $17,470 Building $103,870
2022	$1,242.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION PWS serves 12,348 people · EPA ID MO6010801
Water Source	Groundwater
Last State Inspection	Nov 2022
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 425 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
Wave Internet Technologies Fixed Wireless	100 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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