Monroe County property record for 9 Bay Rd, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,606 sqft · built 1977 |
| Lot Size | 0.384 acres (16,725 sqft) |
| Owner | Company Name on Record |
| Last Sale | $185,000 (Jul 1988) |
| Tax Bill | $17,459 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 00513020-000000 |
| Primary APN | 00513020-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,606 sqft Living Area |
| 1st Floor Area | 1,600 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1997 |
| Exterior Material | Wood |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,725 sqft (0.384 acres) |
| Lot Dimensions | 230 ft deep x 70 ft wide |
| View / Lot | Waterfront |
| Porch | Slab |
|---|---|
| Porch Area | 482 sqft |
| Patio Area | 16 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 1632333 |
|---|---|
| Street Address | 9 BAY RD |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-2924 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1 |
| Legal Description | BK 12 LT 2 AND PT PVT BEACH LYING WLY BOWENS ADDN TO RIVIERA VILLAGE PB2-107 KEY LARGO OR597-592 OR654-373 OR755-361 OR844-231 OR858-2204/2205 OR972-17 OR1058-943 OR1062-1669C OR1739-2091/92 |
| Legal Range | 39E |
| Legal Township | 61S |
| Legal Section | 12 |
| Legal Subdivision | BOWENS ADD RIVIERA VILLAGE |
| Legal Block | 12 |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 316 WILSON ST, HOLLYWOOD, FL 33019-3637 |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 1988 · Amount on Record |
| Deed Sale | Jul 1, 1988 · Amount on Record |
| Prior Sale | Apr 1, 1986 · Amount on Record |
| Deed Book / Page | 1058 / 943 |
| Record Updated | Oct 29, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $17,459.00 (+6.97%) | $2,559,293 (+18.46%) Land $2,320,092 Building $239,201 | $2,559,293 (+18.46%) Land $2,320,092 Building $239,201 |
| 2024 | $16,322.00 (+13.08%) | ||
| 2023 | $14,434.00 (+21.46%) | $2,160,534 (+34.22%) Land $1,927,724 Building $232,810 | $2,160,534 (+34.22%) Land $1,927,724 Building $232,810 |
| 2022 | $11,884.00 | $1,609,700 Land $1,381,820 Building $227,880 | $1,609,700 Land $1,381,820 Building $227,880 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 433 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 660 units insured incl. 227 condo units |
| Nearby Flood Claims | 80 (1999–2024) |
| Claims Outside the SFHA | 1 of 80 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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