1. Home
  2. Florida
  3. Monroe County
  4. Key Largo
  5. Bay Rd

5 Bay Rd, Key Largo, FL 33037 Property Records

Monroe County property record for 5 Bay Rd, Key Largo, FL 33037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,364 sqft · built 1959
Lot Size0.738 acres (32,165 sqft)
Owner2 Individual Names on Record
Last Sale$1,440,000 (May 2012)
Tax Bill$21,346 (2024)
Deeds & MortgagesMay 2017 Transfer
Flood ZoneZone AE (high risk)
APN00513040-000000

Property Details

APN / Parcel Number

Primary APN00513040-000000
Alternative APNs
  • 12613900513040000000
  • 1632350

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,364 sqft Living Area
Gross Area2,859 sqft
1st Floor Area2,091 sqft
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 1990
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGeodesic/Dome
Roof MaterialComposition Shingle
Lot Area32,165 sqft (0.738 acres)
Lot Width95 ft Width
View / LotWaterfront
Garage TypeAttached
Garage Area495 sqft

Exterior Amenities

PorchFlorida Room
Porch Area351 sqft
Patio Area297 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number1632350
Street Address5 BAY RD
CityKEY LARGO
StateFL
Zip33037-2924
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRU-1
Legal DescriptionBK 12 LT 4 AND PT PVT BEACH LYING WLY AND 50FT VACATED RD BOWENS ADDN TO RIVIERA VILLAGE-KEY LARGO-PB2-107 OR17-411-412 RES NO-046-1984 OR988-1328 OR988-1329 OR1445-650/51 OR1459-2183/94E OR1462-2472/83E OR1468-900/912C/E OR2570-40 OR2855-2157/58
Legal Range39E
Legal Township61S
Legal Section12
Legal SubdivisionBOWENS ADD RIVIERA VILLAGE
Legal Block12
Legal Lot Number4
JurisdictionMONROE FL
Township / Civil DivisionUPPER KEYS
Census Block Group2
Census Block2004
Census Tract972700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed AreaWithin John Pennekamp Coral Reef State Park and Reserve
listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County records, as of March 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address19900 SW 260TH ST, HOMESTEAD, FL 33031-1616
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 15, 2012 · Amount on Record
Deed SaleMay 15, 2012 · Amount on Record
Prior SaleFeb 1, 1997 · Amount on Record
Deed Document Number20121882864
Deed Book / Page2570 / 40
Last Transfer DateMay 10, 2017
Transfer Doc0028552157
Record UpdatedJun 8, 2026

May 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateMay 23, 2017
Property Address5 BAY RD, KEY LARGO, FL 33037-2924
Document Number0028552157
Book / Page002855 / 002157
Instrument DateMay 10, 2017
Instrument2124331
Transaction TypeTransfer
Record UpdatedJun 19, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5 BAY RD KEY LARGO FL 330372924, KEY LARGO, FL 33037-2924

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,533,325 (+17.37%) Land $3,149,597 Building $383,728$3,533,325 (+17.37%) Land $3,149,597 Building $383,728
2024$21,346.00 (+12.64%)
2023$18,951.00 (+22.53%)$3,010,367 (+33.1%) Land $2,653,291 Building $357,076$3,010,367 (+33.1%) Land $2,653,291 Building $357,076
2022$15,466.00$2,261,670 Land $1,901,916 Building $359,754$2,261,670 Land $1,901,916 Building $359,754

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation10.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 433 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies660 units insured
incl. 227 condo units
Nearby Flood Claims80 (1999–2024)
Claims Outside the SFHA1 of 80
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Ian, Sep 2022 · 11 claims
  • Hurricane Irma, Sep 2017 · 33 claims
  • Hurricane Wilma, Oct 2005 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area		2,000 / 250
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

Nearby Properties on Bay Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures