9 Arbor Ln, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 9 Arbor Ln, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,298 sqft · built 2000
Lot Size	0.305 acres (13,295 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,120,000 (Jul 2018)
Tax Bill	$15,543 (2026)
Deeds & Mortgages	Mar 2017 Mortgage Aug 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:013 B:0459 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:013 B:0459 L:0`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,298 sqft Living Area
Gross Area	4,561 sqft
Basement Area	1,170 sqft
Unfinished Basement	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,295 sqft (0.305 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	9 ARBOR LN
City	WINCHESTER
State	MA
Zip	01890-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Subdivision	ARBOR KNOLL
Legal Block	459
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	338200

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Mar 10, 2017	Deed of Trust, Mortgage WINCHESTER SAVINGS BANK
Aug 19, 2019	Deed of Trust, Mortgage · ARM US BANK NA
Nov 16, 2020	Deed of Trust, Mortgage · ARM US BANK NA
Jul 12, 2018	Quit Claim Deed, Transfer HOMEBRIDGE FINANCIAL
Jul 25, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2018 · Amount on Record
Deed Sale	Jul 12, 2018 · Amount on Record
Prior Sale	Jul 25, 2017
Deed Book / Page	71304 / 239
Transfer Doc	071304-239
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	68994-210
Date	Mar 10, 2017
Book Page	68994/210
Instrument	36641

Lender

Name	WINCHESTER SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded
Term	96 Months
Due	Mar 1, 2025

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73130-477
Date	Aug 19, 2019
Book Page	73130/477
Instrument	122903

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Sep 1, 2029

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76173-171
Date	Nov 16, 2020
Book Page	76173/171
Instrument	214176

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Dec 1, 2030
Index	1-Year CMT

July 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 12, 2018
Property Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Document Number	71304-239
Book / Page	71304 / 239
Instrument	103408
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.48
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 ARBOR LN, WINCHESTER, MA 01890-1650

Mortgage

Document Number	713040243
Date	Jul 12, 2018
Instrument	71304/0243

Lender

Name	HOMEBRIDGE FINANCIAL

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2048

Interest

Rate	4%
Max Rate At Change	80.1%
Max Rate	2.25%

July 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 25, 2017
Property Address	9 ARBOR LN, WINCHESTER, MA 01890-1650
Document Number	69658-406
Book / Page	069658 / 000406
Instrument Date	Jun 1, 2017
Instrument	116586
Transaction Type	Transfer
Record Updated	Aug 15, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	9 ARBOR LN WINCHESTER MA 018901650, WINCHESTER, MA 01890-1650

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$15,543.00 (+10,193.38%)	$1,402,800 (+2.39%) Land $706,100 Building $696,700	$1,583,166 (+2.16%)
2025	$151.00 (-98.99%)	$1,370,000 (+3.54%) Land $706,100 Building $663,900	$1,549,640
2024	$14,992.00 (+2.78%)	$1,323,200 (+7.04%) Land $706,100 Building $617,100
2023	$14,587.00	$1,236,200 Land $635,500 Building $600,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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