7 Arbor Ln, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 7 Arbor Ln, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,298 sqft · built 2003
Lot Size	0.28 acres (12,210 sqft)
Owner	2 Individual Names on File
Last Sale	$987,000 (Jul 2016)
Tax Bill	$14,222 (2026)
Deeds & Mortgages	Feb 2021 Refinance Nov 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:013 B:0458 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:013 B:0458 L:0`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,298 sqft Living Area
Gross Area	3,986 sqft
Basement Area	1,170 sqft
Unfinished Basement	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,210 sqft (0.28 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	7 ARBOR LN
City	WINCHESTER
State	MA
Zip	01890-1650
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RG
Legal Subdivision	ARBOR KNOLL
Legal Block	458
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	3
Census Block	3011
Census Tract	338200

Owner

7 Arbor Ln is owned and occupied by two individuals who bought it in July 2016.

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	7 ARBOR LN, WINCHESTER, MA 01890-1650
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC
Nov 17, 2017	Deed of Trust, Mortgage · Line of Credit BELMONT SAVINGS BANK
Apr 16, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance POLI MORTGAGE GROUP INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 11, 2016 · Amount on File
Deed Sale	Jul 11, 2016 · Amount on File
Prior Sale	Sep 30, 2011 · Amount on File
Deed Book / Page	67595 / 593
Transfer Doc	067595-593
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	7 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076854-532
Date	Feb 1, 2021
Book Page	76854/532
Instrument	23410

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	7 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	70252-78
Date	Nov 17, 2017
Book Page	70252/78
Instrument	187613

Lender

Name	BELMONT SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Nov 1, 2037

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	7 ARBOR LN, WINCHESTER, MA 01890-1650
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	74477-535
Date	Apr 16, 2020
Book Page	74477/535
Instrument	56027

Lender

Name	POLI MORTGAGE GROUP INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 7 Arbor Ln was $14,222, up 10,058.6% from the year before.

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$14,222.00 (+10,058.57%)	$1,283,600 (+1.47%) Land $690,900 Building $592,700	$1,679,637 (+8.58%)
2025	$140.00 (-98.99%)	$1,265,000 (+3.59%) Land $690,900 Building $574,100	$1,546,980
2024	$13,836.00 (+2.52%)	$1,221,200 (+6.78%) Land $690,900 Building $530,300
2023	$13,496.00	$1,143,700 Land $621,800 Building $521,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 7 Arbor Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 28 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	113 units insured incl. 85 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7 Arbor Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 504 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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