8N620 Stevens Rd, Elgin, IL 60124 Property Records

Kane County property record for 8N620 Stevens Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 2,289 sqft · built 1974
Lot Size	0.816 acres (35,525 sqft)
Owner	Individual Name on File
Last Sale	$320,000 (Dec 2003)
Tax Bill	$9,713 (2025)
Deeds & Mortgages	Oct 2023 Line of Credit Jul 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-31-251-010`

Property Details

APN / Parcel Number

Primary APN	`06-31-251-010`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,289 sqft Living Area
Gross Area	4,058 sqft
1st Floor Area	2,289 sqft
Basement Area	1,769 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	35,525 sqft (0.816 acres)
Lot Dimensions	203 ft deep x 175 ft wide
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8N620 STEVENS RD
City	ELGIN
State	IL
Zip	60124-8841
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN TO NISKAYUNA LOT 1
Legal Subdivision	ST ADDN
Legal Block	2
Legal Lot Number	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2024
Census Tract	851912

Owner

Source: Kane County assessment roll, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	8N620 STEVENS RD, ELGIN, IL 60124-8841
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Deed of Trust, Mortgage · Line of Credit BMO BANK NA
Jul 19, 2022	Deed of Trust, Mortgage · Line of Credit BMO HARRIS BANK NA
Jun 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage REGIONS BANK
Oct 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 11, 2003 · Amount on Record
Deed Sale	Dec 11, 2003 · Amount on Record
Deed Document Number	2003212282
Last Transfer Date	Dec 29, 2006
Transfer Doc	0000012555
Record Updated	Sep 20, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N620 STEVENS RD, ELGIN, IL 60124-8841
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N620 STEVENS RD, ELGIN, IL 60124-8841

Mortgage

Document Number	0000035974
Date	Oct 13, 2023
Instrument	2023K035974

Lender

Name	BMO BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 11, 2053

Interest

Rate Type	Adjustable Rate
Rate	9.34%
Change Frequency	Monthly

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N620 STEVENS RD, ELGIN, IL 60124-8841
Transaction Type	Mortgage
Record Updated	Jul 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N620 STEVENS RD, ELGIN, IL 60124-8841

Mortgage

Document Number	0000036963
Date	Jul 19, 2022
Instrument	2022K036963

Lender

Name	BMO HARRIS BANK NA
Type	Bank
Address	CHICAGO, IL 60606

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 15, 2052

Interest

Rate Type	Adjustable Rate
Rate	5.54%
Change Frequency	Monthly

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N620 STEVENS RD, ELGIN, IL 60124-8841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	OLD REPUBLIC NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000026806
Date	Jun 25, 2019
Instrument	2019K026806

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2049

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	8N620 STEVENS RD, ELGIN, IL 60124-8841
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000061821
Date	Oct 16, 2020
Instrument	2020K061821

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,713.00 (+13.11%) Homeowner's exemption
2024		$137,932 (+21.39%) Land $31,808 Building $106,124	$413,962 (+21.44%) Land $95,462 Building $318,499
2022	$8,587.00 (+6.06%) Homeowner's exemption	$113,623 (+6.96%) Land $26,202 Building $87,421	$340,869 (+6.96%) Land $78,606 Building $262,263
2021	$8,096.00 Homeowner's exemption	$106,229 Land $24,497 Building $81,732	$318,687 Land $73,491 Building $245,196

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Holdings Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AT&T.

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