8N581 Stevens Rd, Elgin, IL 60124 Property Records

Kane County property record for 8N581 Stevens Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,489 sqft · built 1972
Lot Size	0.701 acres (30,539 sqft)
Owner	2 Individual Names on Record
Last Sale	$395,000 (Jan 2024)
Tax Bill	$7,066 (2025)
Deeds & Mortgages	Jan 2024 Sale & Mortgage Nov 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`06-31-277-003`

Property Details

APN / Parcel Number

Primary APN	`06-31-277-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,489 sqft Living Area
Gross Area	2,978 sqft
1st Floor Area	1,489 sqft
Basement Area	1,489 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Frame
Lot Area	30,539 sqft (0.701 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	8N581 STEVENS RD
City	ELGIN
State	IL
Zip	60124-8849
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NISKAYUNA SUB LOT 19
Legal Subdivision	NISKAYUNA SUB
Legal Block	1
Legal Lot Number	19
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	1
Census Block	1010
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	975 MEDFORD AVE, SOUTH ELGIN, IL 60177-2723
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2024	Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 2, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2024 · Amount on Record
Deed Sale	Jan 18, 2024 · Amount on Record
Deed Document Number	20241795
Prior Transfer Date	Oct 25, 2017
Prior Transfer Doc	0000057582
Record Updated	Sep 20, 2026

January 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	KANE IL
Recording Date	Jan 18, 2024
Property Address	8N581 STEVENS RD, ELGIN, IL 60124-8849
Document Number	0000001795
Instrument Date	Dec 31, 2023
Instrument	2024K001795
Transaction Type	Transfer
Record Updated	Feb 2, 2024
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$395.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8N581 STEVENS RD, ELGIN, IL 60124-8849

Mortgage

Document Number	0000001796
Date	Jan 18, 2024
Instrument	2024K001796

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

Interest

Rate Type	Fixed Rate
Rate	6.75%

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	KANE IL
Recording Date	Nov 2, 2017
Property Address	8N581 STEVENS RD, ELGIN, IL 60124-8849
Document Number	0000057582
Instrument Date	Oct 25, 2017
Instrument	57582
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	8N581 STEVENS RD ELGIN IL 601248849, ELGIN, IL 60124-8849

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,066.00 (+11.57%)	$119,115 (+8.57%) Land $32,080 Building $87,035	$357,488 (+8.57%) Land $96,279 Building $261,209
2024		$109,713 (+21.39%) Land $29,548 Building $80,165	$329,271 (+21.44%) Land $88,679 Building $240,591
2022	$6,333.00 (+6.67%) Homeowner's exemption	$90,377 (+6.96%) Land $24,340 Building $66,037	$271,131 (+6.96%) Land $73,020 Building $198,111
2021	$5,937.00 Homeowner's exemption	$84,496 Land $22,756 Building $61,740	$253,488 Land $68,268 Building $185,220

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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