8N290 Stevens Rd, Elgin, IL 60124 Property Records

Kane County property record for 8N290 Stevens Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,570 sqft · built 1963
Lot Size	0.755 acres (32,896 sqft)
Owner	Individual Name on Record
Last Sale	$306,500 (Oct 2020)
Tax Bill	$7,376 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-31-451-008`

Property Details

APN / Parcel Number

Primary APN	`06-31-451-008`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,570 sqft Living Area
Gross Area	2,870 sqft
1st Floor Area	1,570 sqft
Basement Area	1,300 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Architectural Style	Ranch
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	32,896 sqft (0.755 acres)
Lot Dimensions	257 ft deep x 128 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	8N290 STEVENS RD
City	ELGIN
State	IL
Zip	60124-8829
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HEATHERFIELD UNIT 1 LOT 13
Legal Subdivision	HEATHERFIELD
Legal Block	2
Legal Lot Number	13
Legal Unit	1
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2030
Census Tract	851912

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8N290 STEVENS RD, ELGIN, IL 60124-8829
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on Record
Deed Sale	Oct 20, 2020 · Amount on Record
Prior Sale	Jul 22, 2005 · Amount on Record
Deed Document Number	202062742
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Oct 20, 2020
Property Address	8N290 STEVENS RD, ELGIN, IL 60124-8829
Document Number	0000062742
Instrument Date	Oct 14, 2020
Instrument	2020K062742
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$306.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8N290 STEVENS RD, 8N290, ELGIN, IL 60124-8829

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8N290 STEVENS RD, ELGIN, IL 60124-8829

Mortgage

Document Number	0000062743
Date	Oct 20, 2020
Instrument	2020K062743

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.12%

Mortgage

Document Number	0000062744
Date	Oct 20, 2020
Instrument	2020K062744

Lender

Name	ILLINOIS HOUSING DEVELOPMENT AUTHORITY
Type	Government Agency
Address	CHICAGO, IL 60601

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Kane County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,376.00 (+15.12%) Homeowner's exemption
2024		$109,112 (+21.39%) Land $29,548 Building $79,564	$327,467 (+21.44%) Land $88,679 Building $238,788
2022	$6,407.00 (+6.36%) Homeowner's exemption	$89,882 (+6.96%) Land $24,340 Building $65,542	$269,646 (+6.96%) Land $73,020 Building $196,626
2021	$6,024.00 Homeowner's exemption	$84,033 Land $22,756 Building $61,277	$252,099 Land $68,268 Building $183,831

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH ELGIN serves 23,648 people · EPA ID IL0890800
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2026) action level 15 ppb
Copper	1.5 mg/L (2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Barium not recorded as resolved · Apr 2026
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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