8N108 Stevens Rd, Elgin, IL 60124 Property Records

Kane County property record for 8N108 Stevens Rd, Elgin, IL 60124

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 2,164 sqft · built 1904
Lot Size	4.03 acres (175,982 sqft)
Owner	2 Individual Names on Record
Last Sale	$355,000 (Jan 2020)
Tax Bill	$7,760 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-31-451-032`

Property Details

APN / Parcel Number

Primary APN	`06-31-451-032`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,164 sqft Living Area
Gross Area	3,004 sqft
Basement Area	840 sqft

Exterior

Year Built	Built 1904
Effective Year Built	Effective 1904
Construction Type	Frame
Lot Area	175,982 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	8N108 STEVENS RD
City	ELGIN
State	IL
Zip	60124-8806
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NONE
Legal Block	2
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	2
Census Block	2030
Census Tract	851912

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8N108 STEVENS RD, ELGIN, IL 60124-8806
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 10, 2020 · Amount on Record
Deed Sale	Jan 10, 2020 · Amount on Record
Deed Document Number	20201803
Prior Transfer Date	Jan 18, 2011
Prior Transfer Doc	0000005752
Record Updated	Oct 29, 2026

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	KANE IL
Recording Date	Jan 10, 2020
Property Address	8N108 STEVENS RD, ELGIN, IL 60124-8806
Document Number	0000001803
Instrument Date	Dec 27, 2019
Instrument	1803
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$532.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	5774 EDISON CIR HANOVER PARK IL 601335334, HANOVER PARK, IL 60133-5334

Mortgage

Document Number	1804
Date	Jan 10, 2020
Instrument	1804

Lender

Name	NEIGHBORHOOD LOANS
Type	Funding / Finance Company
Address	LOMBARD, IL 60148

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 9, 2050

Interest

Rate Type	Fixed Rate
Rate	4.25%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Unified School District	St. Charles Community Unit School District 303 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,760.00 (+31.13%) Homeowner's exemption	$124,208 (+7.42%) Land $37,840 Building $86,368	$372,773 (+7.42%) Land $113,565 Building $259,208
2024		$115,625 (+35.06%) Land $34,860 Building $80,765	$347,014 (+35.11%) Land $104,622 Building $242,392
2022	$5,918.00 (+6.11%) Homeowner's exemption	$85,611 (+6.7%) Land $28,756 Building $56,855	$256,833 (+6.7%) Land $86,268 Building $170,565
2021	$5,577.00 Homeowner's exemption	$80,233 Land $26,882 Building $53,351	$240,699 Land $80,646 Building $160,053

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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