8997 Kay St, Frederick, MD 21702 Property Records

Frederick County property record for 8997 Kay St, Frederick, MD 21702 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 ba · 2,232 sqft · built 1977
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on File
Last Sale$245,000 (Nov 2002)
Tax Bill$4,190 (2025)
Deeds & MortgagesJan 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN21-424986

Property Details

APN / Parcel Number

Primary APN21-424986
Alternative APN
  • 424986

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,232 sqft Living Area
Gross Area2,726 sqft
1st Floor Area1,232 sqft
Basement Area1,000 sqft
Finished Basement1,000 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1977
Architectural StyleSplit Foyer
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area494 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area144 sqft
Deck Area160 sqft
Patio Area334 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number424986
Street Address8997 KAY ST
CityFREDERICK
StateMD
Zip21702-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 8 BK C SEC 1.47 S/S INDIAN SPG. RD. PARK VIEW ESTATES
Legal SubdivisionPARK VIEW ESTATES
Legal BlockC
Legal Lot Number8
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2023
Census Tract751301

Owner

Source: Frederick County records · APN 21-424986

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address8997 KAY ST, FREDERICK, MD 21702-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 06, 2002 · Amount on Record
Deed SaleNov 06, 2002 · Amount on Record
Deed Document Number20028571
Deed Book / Page3340 / 569
Record UpdatedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8997 KAY ST, FREDERICK, MD 21702-2335
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyFIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0156590001
DateJan 12, 2022
Book Page15659/1
Lender
NameSOFI LENDING CORP
TypeLending Institution
AddressSALT LAKE CITY, UT 84121
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term177 Months
DueOct 01, 2036

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$391,600 (+31.67%) Land $129,300 Building $262,300$391,600 (+31.67%) Land $129,300 Building $262,300
2025$4,190.00 (+15.33%)
2023$3,633.00 Homeowner's exemption$297,400 Land $77,500 Building $219,900$297,400 Land $77,500 Building $219,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 41% of Maryland
Wildfire LikelihoodAbout 1 in 8,333 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

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