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8995 Kay St, Frederick, MD 21702 Property Records

Frederick County property record for 8995 Kay St, Frederick, MD 21702

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,182 sqft · built 1972
Lot Size0.47 acres (20,473 sqft)
Owner2 Individual Names on Record
Last Sale$295,000 (Aug 2008)
Tax Bill$4,378 (2025)
Deeds & MortgagesJul 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN21-421839

Property Details

APN / Parcel Number

Primary APN21-421839
Alternative APN
  • 421839

Interior

Full Baths3 Baths
Stories2 Stories
Building Area3,182 sqft Living Area
Gross Area3,926 sqft
1st Floor Area1,898 sqft

Exterior

Year BuiltBuilt 1972
Effective Year BuiltEffective 1972
Architectural StyleSplit Level
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area20,473 sqft (0.47 acres)
Garage TypeAttached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchOpen Porch
Porch Area88 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelElectric
SewerConnected

Location & Zoning

Account Number421839
Street Address8995 KAY ST
CityFREDERICK
StateMD
Zip21702-2335
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionLT 7, BLK. C, SECT. E/S KAY STREET PARK VIEW ESTATES
Legal SubdivisionKAY STREET PARK VIEW ESTATES
Legal BlockC
Legal Lot Number7
JurisdictionFREDERICK MD
Township / Civil Division21, TUSCARORA
Census Block Group2
Census Block2023
Census Tract751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually ListedOld National Pike Milestones
listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8995 KAY ST, FREDERICK, MD 21702-2335
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 11, 2008 · Amount on Record
Deed SaleAug 11, 2008 · Amount on Record
Prior SaleJan 10, 2008 · Amount on Record
Deed Document Number200883515
Deed Book / Page7056 / 582
Last Transfer DateAug 26, 2010
Transfer Doc0079660016
Record UpdatedOct 29, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address8995 KAY ST, FREDERICK, MD 21702-2335
Document Number0141460260
Instrument DateJul 9, 2020
Transaction TypeMortgage
Record UpdatedOct 14, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8995 KAY ST FORT DETRICK MD 217022335, FORT DETRICK, MD 21702-2335

Mortgage

Document Number0141460260
DateOct 5, 2020
Book Page014146/000260
Lender
NamePENTAGON FCU
TypeCredit Union
AddressFORT DETRICK, MD 21702
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term180 Months
DueOct 4, 2035

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$401,000 (+8.02%) Land $129,300 Building $271,700$401,000 (-) Land $129,300 Building $271,700
2025$4,378.00 (+6.11%) Homeowner's exemption$371,233 (+19.1%)$401,000 (+28.65%) Land $129,300 Building $271,700
2024$4,126.00 (+8.55%)
2023$3,801.00 Homeowner's exemption$311,700 Land $77,500 Building $234,200$311,700 Land $77,500 Building $234,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2022)
Claims Outside the SFHA1 of 1
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

Cell Coverage

5G and 4G LTE (outdoors only)

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