Santa Clara County property record for 8992 del Rio Cir, Gilroy, CA 95020
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,577 sqft · built 2000 |
| Lot Size | 0.08 acres (3,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Aug 2012) |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 790-16-164 |
| Primary APN | 790-16-164 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,577 sqft Living Area |
| 1st Floor Area | 781 sqft |
| 2nd Floor Area | 796 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 3,500 sqft (0.08 acres) |
| Garage Area | 435 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | None |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Street Address | 8992 DEL RIO CIR |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-7290 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | TRACT 9184 LOT 34 |
| Legal Subdivision | 9184 SANTA FE |
| Legal Tract | 9184 |
| Legal Lot Number | 34 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 512514 |
8992 del Rio Cir is owned by two individuals who bought it in August 2012.
Source: Santa Clara County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3277 TRABUCO CT, SAN JOSE, CA 95135-2335 |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 7, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 31, 2012 · Amount on File |
| Deed Sale | Aug 31, 2012 · Amount on File |
| Prior Sale | May 27, 2005 · Amount on File |
| Deed Document Number | 201221830803 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 8992 DEL RIO CIR, GILROY, CA 95020-7290 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2021 |
| Title Company | TWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 3277 TRABUCO CT, SAN JOSE, CA 95135-2335 |
| Document Number | 0025075194 |
|---|---|
| Date | Aug 24, 2021 |
| Instrument | 25075194 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 8992 DEL RIO CIR, GILROY, CA 95020-7290 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | WFG NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 3277 TRABUCO CT, SAN JOSE, CA 95135-2335 |
| Document Number | 0024737752 |
|---|---|
| Date | Dec 7, 2020 |
| Instrument | 24737752 |
| Name | GENERAL MORTGAGE CAPITAL CORP |
|---|---|
| Type | Mortgage Company |
| Address | BURLINGAME, CA 94010 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
The 2025 property tax bill for 8992 del Rio Cir was $4,642.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $376,801 (+2%) Land $131,878 Building $244,923 | |
| 2025 | $4,642.00 | $369,414 Land $129,293 Building $240,121 |
| 2023 | $4,542.00 (+1.68%) | $355,071 Land $124,273 Building $230,798 |
| 2022 | $4,467.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 8992 del Rio Cir in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 8992 del Rio Cir has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: Frontier, GeoLinks, Verizon.
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