8985 del Rio Cir, Gilroy, CA 95020 Property Records

Santa Clara County property record for 8985 del Rio Cir, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,886 sqft · built 2000
Lot Size	0.077 acres (3,335 sqft)
Owner	Trust Name on File
Last Sale	$320,000 (Mar 2012)
Tax Bill	$5,038 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`790-16-159`

Property Details

APN / Parcel Number

Primary APN	`790-16-159`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,886 sqft Living Area
1st Floor Area	916 sqft
2nd Floor Area	970 sqft
Family Room	Family Room
Utility Room	Utility Room

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	3,335 sqft (0.077 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	8985 DEL RIO CIR
City	GILROY
State	CA
Zip	95020-7292
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TRACT 9184 LOT 40
Legal Subdivision	9184 SANTA FE
Legal Tract	9184
Legal Lot Number	40
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1000
Census Tract	512514

Owner

8985 del Rio Cir is held in a trust since June 2021.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	Trust Name on File
Mailing Address	2110 VIA ORISTA, MORGAN HILL, CA 95037-8507
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage GOOGAIN INC
Oct 9, 2019	Deed of Trust, Mortgage · Conventional Mortgage GOOGAIN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 27, 2012 · Amount on File
Deed Sale	Mar 27, 2012 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Document Number	201221598841
Last Transfer Date	Jun 21, 2021
Transfer Doc	0025006050
Record Updated	Oct 29, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 23, 2021
Property Address	8985 DEL RIO CIR, GILROY, CA 95020-7292
Document Number	0025006050
Map Reference	MB 719 PG 18-21
Instrument Date	Jun 21, 2021
Instrument	25006050
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	WFG NATIONAL TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2110 VIA ORISTA, MORGAN HILL, CA 95037-8507

Mortgage

Document Number	0025006051
Date	Jun 23, 2021
Instrument	25006051

Lender

Name	GOOGAIN INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	8985 DEL RIO CIR, GILROY, CA 95020-7292
Document Number	0024307438
Instrument Date	Oct 9, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	210 THYME AVE MORGAN HILL CA 950372531, MORGAN HILL, CA 95037-2531

Mortgage

Document Number	0024307438
Date	Oct 18, 2019
Instrument	24307438

Lender

Name	GOOGAIN
Address	SUNNYVALE, CA 94086

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 17, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 8985 del Rio Cir was $5,038.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$409,966 (+2%) Land $143,486 Building $266,480
2025	$5,038.00	$401,928 Land $140,673 Building $261,255
2023	$4,930.00 (+1.69%)	$386,322 Land $135,211 Building $251,111
2022	$4,848.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 8985 del Rio Cir in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 8985 del Rio Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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