8991 Stone Cloud, Columbia, MD 21045 Property Records

Howard County property record for 8991 Stone Cloud, Columbia, MD 21045 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,028 sqft · built 1973
Lot Size	0.2 acres (8,719 sqft)
Owner	2 Individual Names on File
Last Sale	$360,000 (Sep 2004)
Tax Bill	$6,757 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-130419`

Property Details

APN / Parcel Number

Primary APN	`16-130419`
Alternative APN	`130419`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,028 sqft Total Area
Basement Area	702 sqft
Finished Basement	702 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,719 sqft (0.2 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	130419
Street Address	8991 STONE CLOUD
City	COLUMBIA
State	MD
Zip	21045-4222
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 S 1 AR 2 8991 STONE CLOUD VIL LONGREACH
Legal Subdivision	VILLAGE LONG REACH
Legal Lot Number	22
Jurisdiction	HOWARD MD
Township / Civil Division	6, SAVAGE
Census Block Group	1
Census Block	1003
Census Tract	606604

Owner

Source: Howard County records · APN 16-130419

Assessment roll updated August 4, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8991 STONE CLOUD, COLUMBIA, MD 21045-4222
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 10, 2004 · Amount on Record
Deed Sale	Sep 10, 2004 · Amount on Record
Prior Sale	Sep 09, 2004 · Amount on Record
Deed Document Number	200449760
Last Transfer Date	Jan 22, 2021
Transfer Doc	0202760289
Record Updated	Sep 20, 2026

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HOWARD MD
Recording Date	Mar 02, 2021
Property Address	8991 STONE CLOUD, COLUMBIA, MD 21045-4222
Document Number	0202760289
Book / Page	20276 / 289
Map Reference	MB CMP 21 FO 24
Instrument Date	Jan 22, 2021
Transaction Type	Transfer
Record Updated	Jan 02, 2024
Title Company	RESIDENTIAL TITLE COMPANY, RESIDENTIAL T&E CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8991 STONE CLOUD, COLUMBIA, MD 21045-4222

Mortgage

Document Number	0020276293
Date	Mar 02, 2021
Instrument	20276/293

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	239 Months
Due	Feb 01, 2041

Tax Assessment & Valuation

Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County
Unified School District	Howard County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$494,000 (+7.45%) Land $196,700 Building $297,300	$494,000 (-) Land $196,700 Building $297,300
2025	$6,757.00 (+5%) Homeowner's exemption	$459,733 (+17.52%)	$494,000 (+26.28%) Land $196,700 Building $297,300
2024	$6,435.00 (+48.58%)
2023		$391,200 Land $176,700 Building $214,500	$391,200 Land $176,700 Building $214,500
2022	$4,331.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Low above 7% of the US · above 15% of Maryland
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.