Howard County property record for 8983 Stone Cloud, Columbia, MD 21045 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,108 sqft · built 1973 |
| Lot Size | 0.372 acres (16,193 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $85,000 (Jun 1983) |
| Tax Bill | $6,891 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-104922 |
| Primary APN | 16-104922 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 2,108 sqft Total Area |
| Basement Area | 350 sqft |
| Finished Basement | 350 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 16,193 sqft (0.372 acres) |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 104922 |
|---|---|
| Street Address | 8983 STONE CLOUD |
| City | COLUMBIA |
| State | MD |
| Zip | 21045-4222 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 20 S 1 AR 2 8983 STONE CLOUD VIL LONGREACH |
| Legal Subdivision | VILLAGE LONG REACH |
| Legal Lot Number | 20 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 606604 |
Source: Howard County records · APN 16-104922
Assessment roll updated August 4, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8983 STONE CLOUD, COLUMBIA, MD 21045-4222 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 10, 1983 · Amount on Record |
| Deed Sale | Jun 10, 1983 · Amount on Record |
| Deed Book / Page | 1166 / 262 |
| Record Updated | Sep 20, 2026 |
Source: Howard County records · Assessment roll updated August 4, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $474,300 (+5.93%) Land $217,500 Building $256,800 | $474,300 (-) Land $217,500 Building $256,800 | |
| 2025 | $6,891.00 (+59.59%) Homeowner's exemption | $447,733 (+13.47%) | $474,300 (+20.2%) Land $217,500 Building $256,800 |
| 2023 | $394,600 Land $197,500 Building $197,100 | $394,600 Land $197,500 Building $197,100 | |
| 2022 | $4,318.00 |
Source: FEMA National Flood Hazard Layer, Howard County (24027C), updated October 31, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240276066041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2012, rainfall accumulation, Hurricane Sandy |
| Wildfire Risk | Low above 7% of the US · above 15% of Maryland |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 272 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Verizon | Fiber | 980 / 880 |
| AT&T | Fixed Wireless | 100 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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