Oakland County property record for 8990 Wise Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,962 sqft · built 1994 |
| Lot Size | 0.61 acres (26,572 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $238 (2024) |
| Deeds & Mortgages | Apr 2021 Mortgage Oct 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-02-400-005 |
| Primary APN | E-17-02-400-005 |
|---|
| Full Baths | 3 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 1,962 sqft Living Area |
| 1st Floor Area | 1,164 sqft |
| Basement Area | 916 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 26,572 sqft (0.61 acres) |
| Garage Area | 406 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 108 sqft |
| Deck Area | 328 sqft |
| Patio Area | 328 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 8990 WISE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3315 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 2 PART OF SE 1/4 BEG AT PT DIST S 00-02-15 W 389.11 FT & S 88-26-54 W 395 FT FROM SW COR OF 'HURON WOODS SUB', |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 02 |
| Legal Subdivision | HURON WOODS |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 134000 |
Source: Oakland County records, as of December 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8990 WISE RD, COMMERCE TOWNSHIP, MI 48382-3315 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC |
| Oct 23, 2019 | Deed of Trust, Mortgage · VA Mortgage FIRST FED'L BK/KANSAS CITY |
| Jun 21, 2017 | Deed of Trust, Mortgage · Line of Credit GENISYS CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8990 WISE RD, COMMERCE TOWNSHIP, MI 48382-3315 |
| Transaction Type | Mortgage |
| Record Updated | Apr 30, 2021 |
| Title Company | LIBERTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 8990 WISE RD, COMMERCE TOWNSHIP, MI 48382-3315 |
| Document Number | 0000091102 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 56021/294 |
| Instrument | 91102 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8990 WISE RD, COMMERCE TOWNSHIP, MI 48382-3315 |
| Document Number | 0000194992 |
| Instrument Date | Oct 23, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8990 WISE RD COMMERCE TOWNSHIP MI 483823315, COMMERCE TOWNSHIP, MI 48382-3315 |
| Document Number | 0000194992 |
|---|---|
| Date | Nov 19, 2019 |
| Book Page | 053527/000422 |
| Instrument | 194992 |
| Name | FIRST FED'L BK/KANSAS CITY |
|---|---|
| Address | KANSAS CITY, MO 64120 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 18, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8990 WISE RD, COMMERCE TOWNSHIP, MI 48382-3315 |
| Document Number | 0000134566 |
| Book / Page | 050868 / 000846 |
| Instrument Date | Jun 21, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 2, 2017 |
| Name | Verified Name |
|---|---|
| Address | 6990 WISE RD COMMERCE TWP MI 48382, COMMERCE TWP, MI 48382 |
| Document Number | 0000134566 |
|---|---|
| Date | Jul 17, 2017 |
| Book Page | 050868/000846 |
| Instrument | 134566 |
| Name | GENISYS CU |
|---|---|
| Type | Credit Union |
| Address | AUBURN HILLS, MI 48326-2947 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $219,890 | $439,780 | |
| 2024 | $238.00 (+8.18%) | ||
| 2021 | $220.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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