Oakland County property record for 8820 Wise Rd, Commerce Township, MI 48382
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,458 sqft · built 1836 |
| Lot Size | 1.59 acres (69,260 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $185,000 (Sep 2007) |
| Tax Bill | $2,025 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Feb 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | E-17-01-304-011 |
| Primary APN | E-17-01-304-011 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,458 sqft Living Area |
| 1st Floor Area | 1,750 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 1,292 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1836 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Roof Type | Gable |
| Lot Area | 69,260 sqft (1.59 acres) |
| Garage Area | 532 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 453 sqft |
| Patio Area | 593 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 8820 WISE RD |
|---|---|
| City | COMMERCE TOWNSHIP |
| State | MI |
| Zip | 48382-3314 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SI |
| Legal Description | T2N, R8E, SEC 1 PART OF NW 1/4 OF SW 1/4 BEG AT PT DIST N 86-51-30 E 492.20 FT FROM SW COR THEREOF, TH N 00-04-00 E 356.98 FT, TH S 89-24-30 E 198.54 FT, TH S 00-19-00 W 344.20 FT, TH S 86-51-30 W 197.35 FT TO BEG 1.59 A |
| Legal Range | 08E |
| Legal Township | 02N |
| Legal Section | 01 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | COMMERCE |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 134000 |
8820 Wise Rd is owned and occupied by two individuals who acquired it in November 2021.
Source: Oakland County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8820 WISE RD, COMMERCE TOWNSHIP, MI 48382-3314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 29, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage FIRST SECURITIES FINANCIAL SERVICES |
| Feb 13, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2007 · Amount on File |
| Deed Sale | Sep 13, 2007 · Amount on File |
| Deed Document Number | 2007199663 |
| Deed Book / Page | 39564 / 735 |
| Last Transfer Date | Nov 3, 2021 |
| Transfer Doc | 0000264097 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Nov 29, 2021 |
| Property Address | 8820 WISE RD, COMMERCE TOWNSHIP, MI 48382-3314 |
| Document Number | 0000264097 |
| Book / Page | 57118 / 29 |
| Instrument Date | Nov 3, 2021 |
| Instrument | 264097 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2022 |
| Title Company | BELL TITLE AGENCY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8820 WISE RD, COMMERCE TWP, MI 48382-3314 |
| Document Number | 0005711831 |
|---|---|
| Date | Nov 29, 2021 |
| Instrument | 57118/31 |
| Name | FIRST SECURITIES FINANCIAL SERVICES |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Dec 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 8820 WISE RD, COMMERCE TOWNSHIP, MI 48382-3314 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000021683 |
|---|---|
| Date | Feb 13, 2019 |
| Book Page | 52578/00158 |
| Instrument | 021683 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8820 Wise Rd was $2,025 with a homeowner's exemption, down 38.1% from the year before.
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| County Subdivision | Commerce Charter Township |
| Unified School District | Walled Lake Consolidated Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,025.00 (-38.09%) Homeowner's exemption | $181,870 | $363,740 |
| 2024 | $3,271.00 | ||
| 2023 | $154,310 | $308,620 | |
| 2021 | $2,875.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8820 Wise Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2000) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2000 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8820 Wise Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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