899 Main St, Reading, MA 01867 Property Records

Middlesex County and Reading Town property record for 899 Main St, Reading, MA 01867 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,647 sqft · built 1956
Lot Size	0.781 acres (33,999 sqft)
Owner	2 Company Names on File
Last Sale	$130,000 (Sep 1987)
Tax Bill	$7,981 (2025)
Deeds & Mortgages	May 2023 Mortgage May 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`READ M:027.0-0000-0389.0`

Property Details

APN / Parcel Number

Primary APN	`READ M:027.0-0000-0389.0`
Alternative APNs	`M:027.0=0000=0389.0` `1150000000020` `1150000000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,647 sqft Living Area
Gross Area	3,769 sqft
Basement Area	1,647 sqft
Unfinished Basement	1,647 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1975
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,999 sqft (0.781 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1150000000020
Street Address	899 MAIN ST
City	READING
State	MA
Zip	01867-1710
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	READING
Jurisdiction	READING MA
Township / Civil Division	READING
Census Block Group	1
Census Block	1006
Census Tract	334400

Owner

Source: Middlesex County and Reading Town records · APN READ M:027.0-0000-0389.0

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	899 MAIN ST, READING, MA 01867-1710
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 23, 2023	Deed of Trust, Mortgage · ARM FINANCE AMERICA LLC
May 23, 2023	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 03, 1987 · Amount on Record
Deed Sale	Sep 03, 1987 · Amount on Record
Record Updated	Sep 20, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	899 MAIN ST, READING, MA 01867-1710
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081561-373
Date	May 23, 2023
Book Page	81561/373
Instrument	53114

Lender

Name	FINANCE AMERICA LLC
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	673 Months
Due	Jun 01, 2079

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 01, 2023
Index	LIBOR

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	READING MA
Property Address	899 MAIN ST, READING, MA 01867-1710
Transaction Type	Mortgage
Record Updated	Jun 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081561-391
Date	May 23, 2023
Book Page	81561/391
Instrument	53115

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	673 Months
Due	Jun 01, 2079

Interest

Rate Type	Adjustable Rate
Rate	7.5%
Type Change Date	Jul 01, 2023
Index	LIBOR

Tax Assessment & Valuation

Source: Middlesex County and Reading Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Reading Town
Unified School District	Reading School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,981.00 (-0.89%)	$700,700 (+1.98%) Land $431,800 Building $268,900	$946,960 (+38.56%)
2024	$8,053.00 (+4.37%)	$687,100 (+12.11%) Land $423,400 Building $263,700	$683,430
2023	$7,716.00	$612,900 Land $377,600 Building $235,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173344001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 7% of the US · above 16% of Massachusetts
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 424 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

Nearby Properties on Main St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures