Middlesex County and Reading Town property record for 895 Main St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,344 sqft · built 1957 |
| Lot Size | 0.787 acres (34,299 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $357,500 (May 2013) |
| Tax Bill | $7,738 (2025) |
| Deeds & Mortgages | Mar 2021 Refinance Feb 2025 Line of Credit + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:027.0-0000-0390.0 |
| Primary APN | READ M:027.0-0000-0390.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 3,214 sqft |
| Basement Area | 1,344 sqft |
| Unfinished Basement | 1,344 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 34,299 sqft (0.787 acres) |
| Garage Type | Attached |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Account Number | 1150000000030 |
|---|---|
| Street Address | 895 MAIN ST |
| City | READING |
| State | MA |
| Zip | 01867-1710 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Legal Subdivision | READING |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 334400 |
Source: Middlesex County and Reading Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 895 MAIN ST, READING, MA 01867-1710 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LOANLEADERS OF AMERICA INC |
| Feb 13, 2025 | Deed of Trust, Mortgage · Line of Credit ST MARYS CREDIT UNION |
| Jul 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| May 8, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 17, 2013 · Amount on Record |
| Deed Sale | May 17, 2013 · Amount on Record |
| Prior Sale | May 23, 2011 |
| Deed Book / Page | 61822 / 541 |
| Transfer Doc | 69248-24 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 895 MAIN ST, READING, MA 01867-1710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 077333-583 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 77333/583 |
| Instrument | 67255 |
| Name | LOANLEADERS OF AMERICA INC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 895 MAIN ST, READING, MA 01867-1710 |
| Transaction Type | Mortgage |
| Record Updated | Apr 3, 2026 |
| Name | Verified Name |
|---|
| Document Number | 083764-461 |
|---|---|
| Date | Feb 13, 2025 |
| Book Page | 83764/461 |
| Instrument | 15132 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 895 MAIN ST, READING, MA 01867-1710 |
| Document Number | 72916-45 |
| Instrument Date | Jul 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 895 MAIN ST READING MA 018671710, READING, MA 01867-1710 |
| Document Number | 72916-45 |
|---|---|
| Date | Jul 12, 2019 |
| Book Page | 072916/000045 |
| Instrument | 99089 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 11, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 8, 2017 |
| Property Address | 895 MAIN ST, READING, MA 01867-1710 |
| Document Number | 69248-24 |
| Book / Page | 069248 / 000024 |
| Instrument Date | May 1, 2017 |
| Instrument | 67389 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 895 MAIN ST READING MA 018671710, READING, MA 01867-1710 |
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,738.00 (-0.87%) | $679,400 (+2.01%) Land $432,700 Building $246,700 | $711,265 (+13.35%) |
| 2024 | $7,806.00 (+4.36%) | $666,000 (+12.1%) Land $424,200 Building $241,800 | $627,475 |
| 2023 | $7,480.00 | $594,100 Land $378,400 Building $215,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 424 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures