DeSoto County property record for 899 Katie Lou Cv, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3,774 sqft · built 2022 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,305 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-07-1-02-02-0-00013-00 |
| Primary APN | 3-07-1-02-02-0-00013-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 3,774 sqft Adjusted Area |
| 1st Floor Area | 2,066 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Veneer |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 82,328 sqft (1.89 acres) |
| Street Address | 899 KATIE LOU CV |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1027 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | ANDERSON CORNER LOT 13 |
| Legal Range | 007 |
| Legal Township | 03S |
| Legal Section | 02 |
| Legal Subdivision | ANDERSON CORNER |
| Legal Lot Number | 13 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 71002 |
899 Katie Lou Cv is owned and occupied by two individuals who acquired it in March 2023.
Source: DeSoto County records, as of March 11, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 2, 2026 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Sep 7, 2022 | Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK |
| Mar 21, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC |
| Mar 20, 2023 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CME LENDING GROUP LLC |
| Apr 16, 2021 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 20, 2023 |
| Deed Sale | Mar 20, 2023 |
| Deed Book / Page | 1023 / 4211 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Document Number | 5663/21576 |
|---|---|
| Date | Mar 2, 2026 |
| Book Page | 5663/21576 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SOUTHAVEN, MS 38672 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Feb 26, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Transaction Type | Mortgage |
| Record Updated | Dec 4, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511 |
| Investor | Possibly a Property Investor |
| Document Number | 005598/499 |
|---|---|
| Date | Sep 7, 2022 |
| Book Page | 5598/499 |
| Name | FIRST SECURITY BANK |
|---|---|
| Type | Bank |
| Address | BATESVILLE, MS 38606 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 6 Months |
| Due | Feb 28, 2023 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Transaction Type | Mortgage |
| Record Updated | Aug 11, 2023 |
| Name | Verified Name |
|---|---|
| Address | 3735 PLUM POINT DR E, OLIVE BRANCH, MS 38654-7043 |
| Document Number | 5660/19268 |
|---|---|
| Date | Mar 21, 2023 |
| Book Page | 5660/19268 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHESTERTON, IN 46304 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Mar 20, 2023 |
| Property Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Document Number | 01023/4211 |
| Book / Page | 1023 / 4211 |
| Map Reference | MB 135 PG 17 |
| Instrument Date | Mar 17, 2023 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | May 26, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Document Number | 0566018553 |
|---|---|
| Date | Mar 20, 2023 |
| Instrument | 5660/18553 |
| Name | CME LENDING GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 16, 2021 |
| Property Address | 899 KATIE LOU CV, HERNANDO, MS 38632-1027 |
| Document Number | 000954/508 |
| Book / Page | 954 / 508 |
| Map Reference | MB 135 PG 17 |
| Instrument Date | Mar 30, 2021 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1429 LAUGHTER RD S, HERNANDO, MS 38632-9289 |
| Name | Verified Name |
|---|---|
| Address | 6699 HIGHWAY 178, OLIVE BRANCH, MS 38654-8511 |
| Investor | Possibly a Property Investor |
The 2025 property tax bill for 899 Katie Lou Cv was $3,305.
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,305.00 | $43,711 Land $3,500 Building $40,211 | $437,111 Land $35,000 Building $402,111 |
| 2023 | $393.00 | $3,938 | $26,250 Land $26,250 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 899 Katie Lou Cv in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 899 Katie Lou Cv is moderate, ranking above 56% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · above 69% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
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