876 Katie Lou Cv, Hernando, MS 38632 Property Records

DeSoto County property record for 876 Katie Lou Cv, Hernando, MS 38632

Property Summary

Property Type	Single Family Home
Details	4 bd · 4,750 sqft · built 2024
Lot Size	1.6 acres (69,696 sqft)
Owner	Individual Name on Record
Tax Bill	$4,039 (2025)
Deeds & Mortgages	May 2024 Mortgage Nov 2023 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3-07-1-02-02-0-00009-00`

Property Details

APN / Parcel Number

Primary APN	`3-07-1-02-02-0-00009-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	4,750 sqft Adjusted Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2024
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	69,696 sqft (1.6 acres)
Utility Building	248 sqft

Location & Zoning

Street Address	876 KATIE LOU CV
City	HERNANDO
State	MS
Zip	38632-1027
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	ANDERSON CORNER LOT 9
Legal Subdivision	ANDERSON CORNER
Legal Lot Number	9
Jurisdiction	DESOTO MS
Township / Civil Division	5
Census Block Group	1
Census Block	1018
Census Tract	71002

Owner

Source: DeSoto County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	876 KATIE LOU CV, HERNANDO, MS 38632-1027
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 6, 2024	Deed of Trust, Mortgage · Conventional Mortgage CME LENDING GROUP LLC
Nov 16, 2023	Deed of Trust, Mortgage · Construction Mortgage GMFS LLC
Apr 8, 2021	Warranty Deed, Transfer · Line of Credit BANCORPSOUTH BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2021
Deed Sale	Apr 8, 2021
Deed Document Number	0000953608
Deed Book / Page	953 / 608
Record Updated	Jun 8, 2026

May 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	876 KATIE LOU CV, HERNANDO, MS 38632-1027
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	876 KATIE LOU CV, HERNANDO, MS 38632-1027

Mortgage

Document Number	5661/41386
Date	May 6, 2024
Book Page	5661/41386

Lender

Name	CME LENDING GROUP LLC
Type	Mortgage Company
Address	CHESTERTON, IN 46304

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	876 KATIE LOU CV, HERNANDO, MS 38632-1027
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3291 PINETREE LOOP E, SOUTHAVEN, MS 38672-9003

Mortgage

Document Number	5660/105891
Date	Nov 16, 2023
Book Page	5660/105891

Lender

Name	GMFS LLC
Type	Subprime Lender
Address	BATON ROUGE, LA 70806

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	370 Months
Due	Sep 1, 2054

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Apr 8, 2021
Property Address	876 KATIE LOU CV, HERNANDO, MS 38632-1027
Document Number	000953/608
Book / Page	953 / 608
Map Reference	MB 135 PG 17
Instrument Date	Mar 30, 2021
Transaction Type	Transfer
Record Updated	Dec 15, 2025
Title Company	UNITY TITLE GROUP LLC, QUALITY TITLE GROUP

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1429 LAUGHTER RD S, HERNANDO, MS 38632-9289

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3291 PINETREE LOOP E, SOUTHAVEN, MS 38672-9003

Mortgage

Document Number	0000520838
Date	Apr 8, 2021
Instrument	5208/38

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 5, 2036

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,039.00 (+670.8%)	$52,611 (+902.11%) Land $3,500 Building $49,111	$526,109 (+1,403.17%) Land $35,000 Building $491,109
2023	$524.00	$5,250	$35,000 Land $35,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 59% of the US · above 74% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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