Kent County property record for 8987 Orchard Dr, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 3,714 sqft · built 2002 |
| Lot Size | 2.59 acres (112,820 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $387,500 (Jul 2016) |
| Tax Bill | $5,716 (2026) |
| Deeds & Mortgages | Mar 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 04-023412 |
| Primary APN | 04-023412 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 3,714 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 112,820 sqft (2.59 acres) |
| Garage Type | Built-in |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Patio Area | 532 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 023412 |
|---|---|
| Street Address | 8987 ORCHARD DR |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-3407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | LOT 5-2.59 AC. 8987 ORCHARD DRIVE ORCHARD HILL |
| Legal Subdivision | PLAT ONE & TWO OF ORCHARD HILL |
| Legal Lot Number | 5 |
| Jurisdiction | KENT MD |
| Township / Civil Division | 4, CHESTERTOWN |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 950300 |
Source: Kent County records, as of August 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 8987 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 18, 2016 · Amount on Record |
| Deed Sale | Jul 18, 2016 · Amount on Record |
| Prior Sale | Jul 11, 2000 · Amount on Record |
| Deed Book / Page | 872 / 84 |
| Transfer Doc | 0002410424 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENT MD |
| Property Address | 8987 ORCHARD DR, CHESTERTOWN, MD 21620-3407 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0011300283 |
|---|---|
| Date | Mar 1, 2021 |
| Book Page | 1130/283 |
| Name | ACADEMY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | DRAPER, UT 84020 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Mar 1, 2046 |
Source: Kent County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Kent County |
| Unified School District | Kent County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,716.00 (+3.72%) Homeowner's exemption | $498,833 (+3.77%) | $535,100 (+11.32%) Land $113,300 Building $421,800 |
| 2025 | $5,511.00 (+15.73%) Homeowner's exemption | $480,700 (+9.46%) Land $113,300 Building $367,400 | $480,700 (-) Land $113,300 Building $367,400 |
| 2023 | $4,762.00 Homeowner's exemption | $439,167 | $480,700 Land $113,300 Building $367,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 3 (2003–2024) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jan 2024 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| IQ Fiber Fiber | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| BridgeMAXX Suncoast Broadband Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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