8983 Orchard Dr, Chestertown, MD 21620 Property Records

Kent County property record for 8983 Orchard Dr, Chestertown, MD 21620

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,084 sqft · built 1989
Lot Size2.53 acres (110,207 sqft)
Owner2 Individual Names on Record
Last Sale$480,000 (Sep 2023)
Tax Bill$4,198 (2026)
Deeds & MortgagesSep 2023 Sale & Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN04-023420

Property Details

APN / Parcel Number

Primary APN04-023420
Alternative APNs
  • 4023420
  • 023420

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,084 sqft Total Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Architectural StyleConventional
Exterior MaterialBrick
Roof MaterialComposition Shingle
Lot Area110,207 sqft (2.53 acres)
Garage TypeAttached
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area225 sqft
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number023420
Street Address8983 ORCHARD DR
CityCHESTERTOWN
StateMD
Zip21620-3407
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal DescriptionLOT 6-2.53 AC. 8983 ORCHARD DRIVE ORCHARD HILL
Legal SubdivisionPLAT 1 ORCHARD HILL
Legal Lot Number6
JurisdictionKENT MD
Township / Civil Division4, CHESTERTOWN
Census Block Group1
Census Block1035
Census Tract950300

Owner

Source: Kent County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address8983 ORCHARD DR, CHESTERTOWN, MD 21620-3407
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 8, 2023Deed, Transfer · Conventional Mortgage
TRUIST BANK
Jul 19, 2018Deed, Transfer · Commercial Mortgage
THE PEOPLES BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 8, 2023 · Amount on Record
Deed SaleSep 8, 2023 · Amount on Record
Prior SaleJul 19, 2018 · Amount on Record
Deed Book / Page1330 / 96
Record UpdatedOct 29, 2026

September 2023: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateSep 8, 2023
Property Address8983 ORCHARD DR, CHESTERTOWN, MD 21620-3407
Document Number0013300096
Book / Page1330 / 96
Map ReferenceMB 2 FO 252&253
Instrument DateAug 24, 2023
Transaction TypeTransfer
Record UpdatedSep 26, 2023
Title CompanyCOMMUNITY TITLE NTWK, COMMUNITY TITLE NETWORK

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,400.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address8983 ORCHARD DR, CHESTERTOWN, MD 21620-3407

Mortgage

Document Number0013300103
DateSep 8, 2023
Instrument1330-0103
Lender
NameTRUIST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2053

July 2018: Deed, Transfer

Document TypeDeed
JurisdictionKENT MD
Recording DateJul 19, 2018
Property Address8983 ORCHARD DR, CHESTERTOWN, MD 21620-3407
Document Number0009550177
Book / Page0955 / 177
Map ReferencePL EHP2 FO252&253
Instrument DateJul 17, 2018
Transaction TypeTransfer
Record UpdatedMay 3, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address8983 ORCHARD DR, CHESTERTOWN, MD 21620-3407

Mortgage

Document Number0000955182
DateJul 19, 2018
Instrument0955/182
Lender
NameTHE PEOPLES BANK
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyKent County
Unified School DistrictKent County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$4,198.00 (+14.86%)$364,967 (+15.1%)$460,700 (+45.29%) Land $113,200 Building $347,500
2025$3,655.00 (+24.66%)$317,100 (+14.85%) Land $113,200 Building $203,900$317,100 (-) Land $113,200 Building $203,900
2023$2,932.00$276,100$317,100 Land $113,200 Building $203,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (2003–2024)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2024 · river or lake flooding
Claims by Event
  • Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Talkie Communications
Fiber
10,000 / 10,000
IQ Fiber
Fiber
1,000 / 1,000
Breezeline
Cable
250 / 20
BridgeMAXX Suncoast Broadband
Fixed Wireless
100 / 20

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