Osceola County property record for 8985 Atlas Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,352 sqft · built 2016 |
| Lot Size | 0.923 acres (40,249 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $238,000 (Mar 2022) |
| Tax Bill | $3,150 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2021 Mortgage + 7 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 104330 |
| Primary APN | 104330 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,352 sqft Heated Area |
| 1st Floor Area | 1,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Architectural Style | Mobile/Manufactured |
| Exterior Material | Vinyl |
| Foundation Type | Pier/Post & Beam |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 40,249 sqft (0.923 acres) |
| Porch | Porch |
| Porch Area | 120 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Account Number | 104330 |
|---|---|
| Street Address | 8985 ATLAS DR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9622 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 017 LOT 208 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES UN1 |
| Legal Tract | 208 |
| Legal Block | 1 |
| Legal Lot Number | 208 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3036 |
| Census Tract | 43802 |
Source: Osceola County records, as of December 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Nov 30, 2021 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Jan 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage SOUTHWEST STAGE FUNDING LLC |
| Sep 4, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC |
| Mar 8, 2022 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Aug 2, 2019 | Warranty Deed, Transfer · FHA Mortgage RESIDENTIAL ACCPTNC |
| Aug 2, 2019 | Warranty Deed, Transfer FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Aug 2, 2019 | Warranty Deed, Transfer FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Aug 2, 2019 | Warranty Deed, Transfer FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2022 · Amount on Record |
| Deed Sale | Mar 8, 2022 · Amount on Record |
| Prior Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 2022037492 |
| Deed Book / Page | 6166 / 2786 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0058762791 |
|---|---|
| Date | Jan 25, 2021 |
| Book Page | 5876/2791 |
| Instrument | 2021010955 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 356 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2026 |
| Name | Verified Name |
|---|---|
| Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0060960221 |
|---|---|
| Date | Nov 30, 2021 |
| Book Page | 6096/221 |
| Instrument | 2021184003 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 346 Months |
| Due | Sep 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | FIDELITY NATIONAL TITLE FL |
| Name | Verified Name |
|---|
| Document Number | 0050820928 |
|---|---|
| Date | Jan 6, 2017 |
| Book Page | 5082/0928 |
| Instrument | 2017003620 |
| Name | SOUTHWEST STAGE FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | GILBERT, AZ 85297 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | INSPIRE CLOSING SERVICES LLC |
| Name | Verified Name |
|---|---|
| Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0057881804 |
|---|---|
| Date | Sep 4, 2020 |
| Book Page | 5788/1804 |
| Instrument | 2020118651 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Mar 8, 2022 |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0061662786 |
| Book / Page | 6166 / 2786 |
| Map Reference | MB 2 PG 27 |
| Instrument Date | Feb 16, 2022 |
| Instrument | 2022037492 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | TITLE AND ESCROW NTWRK, TITLE & ESCROW FIRM |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,666.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 9030 RICHMOND RD, SAINT CLOUD, FL 34773-9402 |
| Name | Verified Name |
|---|---|
| Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0061662788 |
|---|---|
| Date | Mar 8, 2022 |
| Instrument | 6166/2788 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0055671769 |
| Book / Page | 005567 / 001769 |
| Instrument Date | Jul 2, 2019 |
| Instrument | 100229 |
| Transaction Type | Transfer |
| Record Updated | Aug 21, 2019 |
| Title Company | LAND TITLE CORPORATION, LAND TITLE PROFESSIONALS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,127.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 8985 ATLAS DR ST CLOUD FL 347739622, ST CLOUD, FL 34773-9622 |
| Document Number | 55671771 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 005567/001771 |
| Instrument | 100230 |
| Name | RESIDENTIAL ACCPTNC |
|---|---|
| Address | TAMPA, FL 33607 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0055671766 |
| Book / Page | 005567 / 001766 |
| Instrument Date | Jun 8, 2019 |
| Instrument | 100226 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8985 ATLAS DR ST CLOUD FL 347739622, ST CLOUD, FL 34773-9622 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0055671767 |
| Book / Page | 005567 / 001767 |
| Instrument Date | May 21, 2019 |
| Instrument | 100227 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8985 ATLAS DR ST CLOUD FL 347739622, ST CLOUD, FL 34773-9622 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 8985 ATLAS DR, SAINT CLOUD, FL 34773-9622 |
| Document Number | 0055671768 |
| Book / Page | 005567 / 001768 |
| Instrument Date | May 7, 2019 |
| Instrument | 100228 |
| Transaction Type | Transfer |
| Record Updated | Aug 27, 2019 |
| Title Company | FIRST ADVANTAGE TITLE COMPANY, FIRST ADVANTAGE TITLE PTRS |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.70 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 8985 ATLAS DR ST CLOUD FL 347739622, ST CLOUD, FL 34773-9622 |
Source: Osceola County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,150.00 (-8.38%) Homeowner's exemption | $216,800 (+7.49%) Land $50,000 Building $166,800 | $216,800 (+7.49%) Land $50,000 Building $166,800 |
| 2023 | $3,438.00 (+80.28%) | $201,700 (+49.01%) Land $45,000 Building $156,700 | $201,700 (+28.14%) Land $45,000 Building $156,700 |
| 2022 | $1,907.00 Homeowner's exemption | $135,356 | $157,400 Land $31,500 Building $125,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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