Osceola County property record for 8970 Atlas Dr, Saint Cloud, FL 34773
| Property Type | Mobile Home |
|---|---|
| Details | 4 bd · 2 ba · 1,568 sqft · built 2019 |
| Lot Size | 0.9 acres (39,204 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $295,000 (Jul 2026) |
| Tax Bill | $3,721 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage May 2022 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-27-32-2710-0001-1980 |
| Primary APN | 13-27-32-2710-0001-1980 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,568 sqft Living Area |
| 1st Floor Area | 1,568 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Custom Design |
| Exterior Material | Aluminum Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 39,204 sqft (0.9 acres) |
| Porch | Metal Porch |
|---|---|
| Porch Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 64 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 8970 ATLAS DR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34773-9621 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | OPUD |
| Legal Description | CANAVERAL ACRES 1 PB 2 PG 017 LOT 198 |
| Legal Range | 32E |
| Legal Township | 27S |
| Legal Section | 13 |
| Legal Subdivision | CANAVERAL ACRES 1 |
| Legal Tract | 198 |
| Legal Block | 1980 |
| Legal Lot Number | 198 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | SOUTH AND EAST OSCEOLA |
| Census Block Group | 3 |
| Census Block | 3035 |
| Census Tract | 43802 |
8970 Atlas Dr, a mobile home, is owned and occupied by two individuals who bought it in July 2026.
Source: Osceola County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Couple |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 24, 2026 | Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| May 31, 2022 | Warranty Deed, Transfer · Seller Carry-Back WILLIAM KEMPFER |
| Jun 13, 2019 | Warranty Deed, Transfer STEWART TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2026 · Amount on File |
| Deed Sale | Jul 24, 2026 · Amount on File |
| Prior Sale | May 31, 2022 · Amount on File |
| Deed Document Number | 202697008 |
| Deed Book / Page | 7009 / 731 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 24, 2026 |
| Property Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Document Number | 0000097008 |
| Book / Page | 7009 / 731 |
| Instrument Date | Jul 8, 2026 |
| Instrument | 202697008 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2026 |
| Title Company | DOCKSIDE TITLE LLC, DOCKSIDE TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $208,565.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Document Number | 0000097009, |
|---|---|
| Date | Jul 24, 2026 |
| Instrument | 202697009 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Max Rate | -1% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 31, 2022 |
| Property Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Document Number | 0062231674 |
| Book / Page | 6223 / 1674 |
| Map Reference | MB 2 PG 17 |
| Instrument Date | Jan 5, 2021 |
| Instrument | 2022084989 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2022 |
| Title Company | ATTORNEY ONLY, ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6254 KEMPFER RD, 6254, SAINT CLOUD, FL 34773-9363 |
| Name | Verified Name |
|---|---|
| Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Document Number | 0062231676 |
|---|---|
| Date | May 31, 2022 |
| Instrument | 6223/1676 |
| Name | WILLIAM KEMPFER |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 13, 2019 |
| Property Address | 8970 ATLAS DR, SAINT CLOUD, FL 34773-9621 |
| Document Number | 0055402464 |
| Book / Page | 005540 / 002464 |
| Instrument Date | Jun 13, 2019 |
| Instrument | 76576 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2019 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6254 KEMPFER RD ST CLOUD FL 347739363, ST CLOUD, FL 34773-9363 |
The 2025 property tax bill for 8970 Atlas Dr was $3,721 with a homeowner's exemption, down 10.3% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,721.00 (-10.27%) Homeowner's exemption | $258,000 (+1.3%) Land $50,000 Building $208,000 | $258,000 (+1.3%) Land $50,000 Building $208,000 |
| 2024 | $4,147.00 (+3.99%) | $254,700 (+5.64%) Land $50,000 Building $204,700 | $254,700 (+5.64%) Land $50,000 Building $204,700 |
| 2023 | $3,988.00 (+30.54%) | $241,100 (+29.07%) Land $45,000 Building $196,100 | $241,100 (+29.07%) Land $45,000 Building $196,100 |
| 2022 | $3,055.00 | $186,800 Land $31,500 Building $155,300 | $186,800 Land $31,500 Building $155,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8970 Atlas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8970 Atlas Dr is high, ranking above 82% of the US, with a 0.8% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 82% of the US · above 73% of Florida |
|---|---|
| Wildfire Likelihood | 0.8% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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