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840 Waterfall Ln, Durango, CO 81301 Property Records

La Plata County property record for 840 Waterfall Ln, Durango, CO 81301 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,424 sqft · built 1994
Lot Size0.157 acres (6,839 sqft)
Owner2 Individual Names on File
Last Sale$560,500 (Nov 2025)
Tax Bill$1,408 (2025)
Deeds & MortgagesNov 2025 Sale
Nov 2025 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN5597-284-02-013

Property Details

APN / Parcel Number

Primary APN5597-284-02-013
Alternative APN
  • R417580

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,424 sqft Living Area
Gross Area1,865 sqft
1st Floor Area1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Architectural StyleConventional
Lot Area6,839 sqft (0.157 acres)
Garage TypeAttached
Garage Area441 sqft
PorchUnfinished Open Porch
Porch Area172 sqft

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account NumberR417580
Street Address840 WATERFALL LN
CityDURANGO
StateCO
Zip81301-3739
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: WATERFALL VILLAGE P1 BLOCK: 0 LOT: 13 WATERFALL VILLAGE PUD PHASE, III - PROJ 93-242 840 WATERFALL LN DURANGO 81301
Legal SubdivisionWATERFALL VILLAGE P1
Legal Block3
Legal Lot Number13
JurisdictionLA PLATA CO
Township / Civil DivisionDURANGO
Census Block Group3
Census Block3017
Census Tract970703

Owner

Source: La Plata County records · APN 5597-284-02-013

Assessment roll updated July 20, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address240 CHELSEY LN, DURANGO, CO 81301-6944
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 12, 2025Special Warranty Deed, Transfer
Nov 04, 2025Special Warranty Deed, Transfer · Commercial Mortgage
BANK OF THE SAN JUANS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 04, 2025 · Amount on Record
Deed SaleNov 04, 2025 · Amount on Record
Prior SaleMay 03, 2011 · Amount on Record
Deed Document Number20251248177
Prior Transfer DateJun 28, 2010
Prior Transfer Doc0000016083
Record UpdatedSep 20, 2026

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateNov 12, 2025
Property Address840 WATERFALL LN, DURANGO, CO 81301-3739
Document Number0001248487
Map ReferenceDOC 669297
Instrument DateNov 12, 2025
Instrument1248487
Transaction TypeTransfer
Record UpdatedNov 26, 2025

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address240 CHELSEY LN, DURANGO, CO 81301-6944

November 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionLA PLATA CO
Recording DateNov 04, 2025
Property Address840 WATERFALL LN, DURANGO, CO 81301-3739
Document Number0001248177
Map ReferenceDOC 669297
Instrument DateNov 03, 2025
Instrument1248177
Transaction TypeTransfer
Record UpdatedApr 02, 2026
Title CompanyTITLE DURANGO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$56.05
Amount AccuracyTax Sale
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 3220, DURANGO, CO 81302-3220

Mortgage

Document Number0001248178
DateNov 04, 2025
Instrument1248178
Lender
NameBANK OF THE SAN JUANS
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: La Plata County records · Assessment roll updated July 20, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateColorado
CountyLa Plata County
Unified School DistrictDurango School District 9-R (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$30,670 (-2.14%) Land $5,170 Building $25,500$501,290 (-) Land $84,560 Building $416,730
2025$1,408.00 (+37.9%)$31,340 (+31.35%) Land $5,290 Building $26,050$501,290 (+50.18%) Land $84,560 Building $416,730
2024$1,021.00 (+16.29%)$23,860 (-11.5%) Land $4,010 Building $19,850$333,790 (-17.04%) Land $56,100 Building $277,690
2023$878.00 (-13.67%)$26,960 (+16.21%) Land $4,380 Building $22,580$402,370 (+20.55%) Land $65,320 Building $337,050
2022$1,017.00$23,200 Land $3,900 Building $19,300$333,790 Land $56,100 Building $277,690

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, La Plata County (08067C), updated April 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 080679707033, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims3 (1981–2014)
Claims Outside the SFHA1 of 3
Most Recent ClaimDec 2014, other causes

Wildfire

Wildfire RiskHigh
above 79% of the US · above 81% of Colorado
Wildfire LikelihoodAbout 1 in 216 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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