Carroll County property record for 898 Sumner Ct, Westminster, MD 21158 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2.5 Baths |
| Year Built | Built 1996 |
| Square Footage | 2,458 sqft Total Area |
| Lot Size | 20,506 sqft (0.471 acres) |
| Garage | Attached, 484 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $610,000 (2022) |
| Tax Bill | $9,045.00 (2025) |
| Primary APN | 07-130945 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 2,458 sqft Total Area |
| Basement Area | 900 sqft Basement |
| Finished Basement | 900 sqft Finished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Siding Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,506 sqft (0.471 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 484 sqft Garage |
| Patio Area | 521 sqft Patio |
| Porch Area | 76 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Sewage | Sewage Connected |
| Account Number | 130945 |
|---|---|
| Street Address | 898 SUMNER CT |
| City | WESTMINSTER |
| State | MD |
| Zip | 21158-4423 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 38 - 0.47 AC 898 SUMNER CT 40-58/60 FENBY FARM PHASE 1 |
| Legal Subdivision | FENBY FARM |
| Legal Phase | 1 |
| Legal Lot Number | 38 |
| Jurisdiction | CARROLL MD |
| Minor Civil Division | 7, WESTMINSTER |
| Census Blockgroup | 3 |
| Census Block | 3003 |
| Census Tract | 507704 |
Source: Carroll County records · APN 07-130945
Assessment roll updated August 5, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 14, 2022 | Deed, Transfer · Veterans Administration Mortgage USAA FSB |
| May 17, 2018 | Deed of Trust, Mortgage · Line of Credit CARROLL COMMUNITY BANK |
| Oct 06, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage with Private Mortgage Insurance (PMI) QUICKEN LNS |
| Dec 12, 2018 | Grant Deed, Transfer QUICKEN LNS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 14, 2022 · Amount on Record |
| Deed Sale | Sep 14, 2022 · Amount on Record |
| Prior Sale | Dec 12, 2018 · Amount on Record |
| Deed Book / Page | 10884 / 130 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Sep 14, 2022 |
| Property Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Document Number | 0108840130 |
| Book / Page | 10884 / 130 |
| Map Reference | MB 40 FO 60 |
| Instrument Date | Sep 01, 2022 |
| Transaction Type | Transfer |
| Record Updated | Oct 05, 2022 |
| Title Company | UNIVERSAL TITLE COMPANY, UNIVERSAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Document Number | 0108840136 |
|---|---|
| Date | Sep 14, 2022 |
| Instrument | 10884-0136 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0090150404 |
|---|---|
| Date | May 17, 2018 |
| Book Page | 9015/0404 |
| Name | CARROLL COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | SYKESVILLE, MD 21784 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Jun 15, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0104840028 |
|---|---|
| Date | Oct 06, 2021 |
| Book Page | 10484/28 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 4826 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Document Number | 0097180433 |
| Instrument Date | May 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS |
| Name | Verified Name |
|---|---|
| Address | 898 SUMNER CT WESTMINSTER MD 211584423, WESTMINSTER, MD 21158-4423 |
| Document Number | 0097180433 |
|---|---|
| Date | Jun 15, 2020 |
| Book Page | 009718/000433 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Dec 12, 2018 |
| Property Address | 898 SUMNER CT, WESTMINSTER, MD 21158-4423 |
| Document Number | 0091850239 |
| Book / Page | 009185 / 000239 |
| Instrument Date | Dec 06, 2018 |
| Transaction Type | Transfer |
| Record Updated | Dec 27, 2018 |
| Title Company | HOMESALE SETTLEMENT SERVICES, HOMESALE SETTLEMENT SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $356.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 898 SUMNER CT WESTMINSTER MD 211584423, WESTMINSTER, MD 21158-4423 |
| Investor | Possibly a Property Investor |
| Document Number | 91850245 |
|---|---|
| Date | Dec 12, 2018 |
| Book Page | 009185/000245 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 11, 2048 |
Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Municipality | Westminster City |
| Unified School District | Carroll County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $592,700 (+37.84%) Land $160,000 Building $432,700 | $592,700 (+37.84%) Land $160,000 Building $432,700 | |
| 2025 | $9,045.00 (+24.47%) | ||
| 2023 | $7,267.00 | $430,000 Land $160,000 Building $270,000 | $430,000 Land $160,000 Building $270,000 |
898 Sumner Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 41st in Maryland |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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