897 Sumner Ct, Westminster, MD 21158 Property Records

Carroll County property record for 897 Sumner Ct, Westminster, MD 21158 · Last verified August 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bathrooms	3.5 Baths
Year Built	Built 1997
Square Footage	3,195 sqft Total Area
Lot Size	22,983 sqft (0.528 acres)
Garage	Attached, 682 sqft
Occupancy	Owner Occupied
Last Sale	$610,000 (2005)
Tax Bill	$9,422.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`07-130864`
Alternative APNs	`7130864` `130864`

Interior

Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Building Area	3,195 sqft Total Area
Basement Area	1,061 sqft Basement
Finished Basement	1,061 sqft Finished
Stories	2 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Exterior Material	Siding Exterior
Roof Material	Composition Shingle Roof
Lot Area	22,983 sqft (0.528 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	682 sqft Garage
Deck Area	192 sqft Deck

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Forced Air with Air Conditioning Heating
Sewage	Sewage Connected

Location & Zoning

Account Number	130864
Street Address	897 SUMNER CT
City	WESTMINSTER
State	MD
Zip	21158-4420
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LT 30 - 22983 SF 897 SUMNER CT 40-60/58 FENBY FARM PHASE 1
Legal Subdivision	FENBY FARM PH 01
Legal Phase	1
Legal Lot Number	30
Jurisdiction	CARROLL MD
Minor Civil Division	7, WESTMINSTER
Census Blockgroup	3
Census Block	3003
Census Tract	507704

Owner

Source: Carroll County records · APN 07-130864

Assessment roll updated August 5, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	897 SUMNER CT, WESTMINSTER, MD 21158-4420
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 06, 2005 · Amount on Record
Deed Sale	Apr 06, 2005 · Amount on Record
Prior Sale	Dec 23, 1996 · Amount on Record
Deed Doc Number	200544533
Deed Book / Page	4379 / 521
Last Transfer Date	Mar 12, 2009
Transfer Doc	0057290050
Record Refreshed	Sep 20, 2026

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CARROLL MD
Property Address	897 SUMNER CT, WESTMINSTER, MD 21158-4420
Document Number	0089970377
Instrument Date	Mar 28, 2018
Transaction Type	Mortgage
Record Updated	May 08, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	897 SUMNER CT WESTMINSTER MD 211584420, WESTMINSTER, MD 21158-4420

Mortgage

Document Number	0089970377
Date	Apr 27, 2018
Book Page	008997/000377

Lender

Name	BANK OF AMERICA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Carroll County records · Assessment roll updated August 5, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Municipality	Westminster City
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$608,500 (+6.23%) Land $162,200 Building $446,300	$608,500 (-) Land $162,200 Building $446,300
2025	$9,422.00 (+11.17%) Homeowner's exemption	$572,833 (+14.22%)	$608,500 (+21.34%) Land $162,200 Building $446,300
2023	$8,475.00 Homeowner's exemption	$501,500 Land $162,200 Building $339,300	$501,500 Land $162,200 Building $339,300

Flood & Wildfire

897 Sumner Ct is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · Carroll County (24013C), updated March 11, 2016

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 41st in Maryland
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.