898 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 898 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,730 sqft · built 1978
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$571,900 (Sep 2023)
Tax Bill	$4,682 (2024)
Deeds & Mortgages	Mar 2026 Mortgage Feb 2026 Line of Credit + 5 more
Flood Zone	Zone X (minimal risk)
APN	`29-10-31-204-005.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-31-204-005.000-018`
Alternative APN	`1610310204005000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,730 sqft Living Area
Gross Area	4,080 sqft
1st Floor Area	2,880 sqft
2nd Floor Area	864 sqft
Basement Area	600 sqft
Finished Basement	450 sqft
Unfinished Basement	150 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1998
Construction Type	Brick
Roof Material	Asphalt
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	125 ft deep x 137 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	1,200 sqft
Parking Spaces	2 Parking Spaces
Pool Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	898 HIGH DR
City	CARMEL
State	IN
Zip	46033-3057
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .00, SECTION 31, TOWNSHIP 18, RANGE 4, EDEN PARK, SECTION 8, LOT 222
Legal Range	04
Legal Township	18
Legal Section	31
Legal Subdivision	EDEN PARK SECTION 8
Legal Block	8
Legal Lot Number	222
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2002
Census Tract	111003

Owner

898 High Dr is owned and occupied by an individual who bought it in September 2023.

Source: Hamilton County records, as of March 26, 2026

Owner of Record	Individual Name on File
Mailing Address	898 HIGH DR, CARMEL, IN 46033-3057
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 13, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL BANK
Feb 24, 2026	Deed of Trust, Mortgage · Line of Credit FIRST FINANCIAL BANK
Sep 26, 2023	Intrafamily Transfer, Transfer · Conventional Mortgage FIRST FINANCIAL BANK
May 19, 2023	Deed of Trust, Mortgage · Line of Credit FIRST MERCHANTS BANK
Aug 21, 2019	Deed of Trust, Mortgage · Commercial Mortgage FIRST FINANCIAL BANK
May 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK OF INDIANA
Aug 19, 2019	Trustee's Deed, Construction Loan · Line of Credit FIRST FIN'L BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 26, 2023 · Amount on File
Deed Sale	Sep 26, 2023 · Amount on File
Prior Sale	May 31, 2016 · Amount on File
Deed Document Number	202337024
Prior Transfer Date	Sep 18, 2023
Prior Transfer Doc	0000037024
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Transaction Type	Mortgage
Record Updated	Mar 25, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HIGH DR, CARMEL, IN 46033-3057

Mortgage

Document Number	0000010062
Date	Mar 13, 2026
Instrument	2026010062

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2041

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Transaction Type	Mortgage
Record Updated	Mar 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000007358
Date	Feb 24, 2026
Instrument	2026007358

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45246

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Feb 10, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON IN
Recording Date	Sep 26, 2023
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Document Number	0000037024
Map Reference	MB 6 PG 83
Instrument Date	Sep 13, 2023
Instrument	2023037024
Transaction Type	Transfer
Record Updated	Oct 11, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HIGH DR, CARMEL, IN 46033-3057

Mortgage

Document Number	0000037025
Date	Sep 26, 2023
Instrument	2023037025

Lender

Name	FIRST FINANCIAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Transaction Type	Mortgage
Record Updated	Jun 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HIGH DR, CARMEL, IN 46033-3057
Investor	Possibly a Property Investor

Mortgage

Document Number	0000018209
Date	May 19, 2023
Instrument	2023018209

Lender

Name	FIRST MERCHANTS BANK
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	May 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038634
Date	Aug 21, 2019
Instrument	2019038634

Lender

Name	FIRST FINANCIAL BANK
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	6 Months
Due	Feb 14, 2020

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031590
Date	May 28, 2020
Instrument	2020031590

Lender

Name	MERCHANTS BANK OF INDIANA
Type	Bank
Address	CARMEL, IN 46032

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON IN
Recording Date	Aug 19, 2019
Property Address	898 HIGH DR, CARMEL, IN 46033-3057
Instrument Date	Aug 14, 2019
Instrument	37966
Transaction Type	Construction Loan
Record Updated	Sep 13, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	898 HIGH DR CARMEL IN 460333057, CARMEL, IN 46033-3057

Mortgage

Document Number	0000037966
Date	Aug 19, 2019
Instrument	37966

Lender

Name	FIRST FIN'L BK&TR
Type	Funding / Finance Company
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Aug 18, 2020

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$436,900 (+3.29%) Land $94,100 Building $342,800	$436,900 (+3.29%) Land $94,100 Building $342,800
2024	$4,682.00 (+19.59%)	$423,000 (+18.62%) Land $94,100 Building $328,900	$423,000 (+18.62%) Land $94,100 Building $328,900
2023	$3,915.00 (-4.07%) Homeowner's exemption	$356,600 (+3.12%) Land $94,100 Building $262,500	$356,600 (+3.12%) Land $94,100 Building $262,500
2022	$4,081.00 (+30.22%)	$345,800 Land $68,100 Building $277,700	$345,800 Land $68,100 Building $277,700
2021	$3,134.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 898 High Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 898 High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

Nearby Properties on High Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures