1013 High Dr, Carmel, IN 46033 Property Records

Hamilton County property record for 1013 High Dr, Carmel, IN 46033

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 3,368 sqft · built 1978
Lot Size	0.4 acres (17,424 sqft)
Owner	2 Individual Names on File
Last Sale	$356,300 (Oct 2014)
Tax Bill	$5,428 (2024)
Deeds & Mortgages	May 2023 Line of Credit Feb 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`29-10-32-110-039.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-10-32-110-039.000-018`
Alternative APN	`1610320110039000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	16 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,368 sqft Living Area
Gross Area	5,048 sqft
1st Floor Area	4,328 sqft
2nd Floor Area	1,156 sqft
Basement Area	960 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	17,424 sqft (0.4 acres)
Lot Dimensions	153 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1013 HIGH DR
City	CARMEL
State	IN
Zip	46033-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ACREAGE .40, SECTION 32, TOWNSHIP 18, RANGE 4, EDEN ESTATES, SECTION 9, LOT 227
Legal Range	04
Legal Township	18
Legal Section	32
Legal Subdivision	EDEN ESTATES SECTION 9
Legal Block	9
Legal Lot Number	227
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2001
Census Tract	111003

Owner

1013 High Dr is owned and occupied by two individuals who bought it in October 2014.

Source: Hamilton County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1013 HIGH DR, CARMEL, IN 46033-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2023	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FCU
Feb 26, 2020	Deed of Trust, Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2014 · Amount on File
Deed Sale	Oct 27, 2014 · Amount on File
Prior Sale	Oct 3, 2014 · Amount on File
Deed Document Number	201448264
Prior Transfer Date	Apr 16, 2007
Prior Transfer Doc	0000025844
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1013 HIGH DR, CARMEL, IN 46033-3060
Transaction Type	Mortgage
Record Updated	May 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017184
Date	May 12, 2023
Instrument	2023017184

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union
Address	DETROIT, MI 48202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 15, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Property Address	1013 HIGH DR, CARMEL, IN 46033-3060
Document Number	0000011077
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1013 HIGH DR CARMEL IN 460333060, CARMEL, IN 46033-3060

Mortgage

Document Number	0000011077
Date	Mar 2, 2020
Instrument	11077

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$514,200 (+6.5%) Land $177,700 Building $336,500	$514,200 (+6.5%) Land $177,700 Building $336,500
2024	$5,428.00 (-0.39%)	$482,800 (-3.15%) Land $177,700 Building $305,100	$482,800 (-3.15%) Land $177,700 Building $305,100
2023	$5,449.00 (+8.48%) Homeowner's exemption	$498,500 (+13.14%) Land $107,500 Building $391,000	$498,500 (+13.14%) Land $107,500 Building $391,000
2022	$5,023.00 Homeowner's exemption	$440,600 Land $107,500 Building $333,100	$440,600 Land $107,500 Building $333,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1013 High Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1013 High Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 35
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: On-Ramp Indiana.

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