898 Hess Rd, Concord, NC 28025 Property Records

Cabarrus County property record for 898 Hess Rd, Concord, NC 28025

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,613 sqft · built 1966
Lot Size	0.914 acres (39,825 sqft)
Owner	2 Individual Names on Record
Last Sale	$240,000 (May 2019)
Tax Bill	$1,945 (2023)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5650 05 1342`

Property Details

APN / Parcel Number

Primary APN	`5650 05 1342`
Alternative APNs	`11022 0009.600000` `130738`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,613 sqft Living Area
Gross Area	2,615 sqft
1st Floor Area	1,847 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 2000
Architectural Style	Split Level
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	39,825 sqft
Lot Dimensions	295 ft deep x 135 ft wide
Garage Type	Mixed
Garage Area	768 sqft
Driveway	Driveway
Driveway Area	900 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	100 sqft
Deck Area	780 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	130738
Street Address	898 HESS RD
City	CONCORD
State	NC
Zip	28025-8015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AO
Legal Description	LT 11 LAKE VIEW ACRES
Legal Subdivision	LAKE VIEW ACRES
Legal Block	2
Legal Lot Number	11
Jurisdiction	CABARRUS NC
Township / Civil Division	11, CENTRAL CABARRUS
Census Block Group	3
Census Block	3022
Census Tract	40502

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	898 HESS RD, CONCORD, NC 28025-8015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN
Oct 4, 2023	Deed of Trust, Mortgage · Closed-End Mortgage MIDFIRST BANK
Dec 8, 2022	Deed of Trust, Mortgage · FHA Mortgage MIDFIRST BANK
May 28, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 28, 2019 · Amount on Record
Deed Sale	May 28, 2019 · Amount on Record
Prior Sale	Oct 31, 2016 · Amount on Record
Deed Document Number	0013524251
Deed Book / Page	13524 / 251
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Recording Date	Apr 29, 2026
Property Address	898 HESS RD, CONCORD, NC 28025-8015
Document Number	0017960195
Book / Page	17960 / 195
Instrument Date	Apr 10, 2026
Instrument	20269760
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	FIRST AMERICAN TITLE INSURAN C, FIRST AMERICAN TITLE INSURAN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HESS RD, CONCORD, NC 28025-8015

Mortgage

Document Number	0000009760,
Date	Apr 29, 2026
Book Page	17960/195
Instrument	20269760

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	278 Months
Due	Jun 1, 2049

Interest

Rate	6.11%
Max Rate	-1%

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	898 HESS RD, CONCORD, NC 28025-8015
Transaction Type	Mortgage
Record Updated	Oct 17, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HESS RD, CONCORD, NC 28025-8015

Mortgage

Document Number	0016670190
Date	Oct 4, 2023
Book Page	16670/190

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	Closed-End Mortgage
Amount	Amount Recorded
Term	308 Months
Due	Jun 1, 2049

Interest

Change Frequency	6 Months

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	898 HESS RD, CONCORD, NC 28025-8015
Transaction Type	Mortgage
Record Updated	Dec 30, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	898 HESS RD, CONCORD, NC 28025-8015

Mortgage

Document Number	0016304202
Date	Dec 8, 2022
Book Page	16304/202

Lender

Name	MIDFIRST BANK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	318 Months
Due	Jun 1, 2049

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	May 28, 2019
Property Address	898 HESS RD, CONCORD, NC 28025-8015
Document Number	13524251
Book / Page	013524 / 000251
Instrument Date	May 24, 2019
Instrument	12876
Transaction Type	Transfer
Record Updated	Jun 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$480.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	898 HESS RD CONCORD NC 280258015, CONCORD, NC 28025-8015

Mortgage

Document Number	13524255
Date	May 28, 2019
Book Page	013524/000255
Instrument	12877

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 27, 2049

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,945.00	$246,820 Land $32,000 Building $214,820	$246,820 Land $32,000 Building $214,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	Nov 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 38 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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